Americas First FCU Platinum Visa Credit Card
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| Purchase APR (Variable APR) | 7.8% - 11.8% |
| Balance Transfer APR (Variable APR) | 7.8% - 11.8% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Americas First FCU Platinum Visa Credit Card Review
This is a credit card issued by America's First Federal Credit Union. If you're wondering whether Americas First FCU Platinum Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Americas First FCU Platinum Visa Credit Card has a variable purchase APR that ranges from 7.8% up to 11.8%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
| The Good | The Bad |
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Does Americas First FCU Platinum Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Americas First FCU Platinum Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Americas First FCU Platinum Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Americas First FCU Platinum Visa Credit Card has a variable purchase APR that ranges from 7.8% up to 11.8%. The card has a variable balance transfer APR that ranges from 7.8% up to 11.8%. It also has a variable cash advance APR that ranges from 7.8% up to 11.8%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Americas First FCU Platinum Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Americas First FCU Platinum Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Americas First FCU Platinum Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for Americas First FCU Platinum Visa Credit Card?
The support contact email for Americas First FCU Platinum Visa Credit Card is memberservices@amfirst.org.
How do people rate the customer service and user experience of Americas First FCU Platinum Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Americas First FCU Platinum Visa Credit Card report your account activity to credit bureaus?
Yes, Americas First FCU Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Americas First FCU Platinum Visa Credit Card
- Visit the Americas First FCU Platinum Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1200 4th Avenue North Birmingham, AL 35203
Birmingham, AL 35203 - Visit Site
- Email Support
Other Services by America's First Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | Starting at $0 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $27 |
| Late Fee Amount | Up to $27 |
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