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  Brand Source Credit Card
Brand Source Credit Card Claimed

Brand Source Credit Card

Claimed
SuperMoney Net Recommendation Score -60  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -60, equating to 1.8 on a 5 point rating scale.

-60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

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Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) 29.99%
(Verified 08/15/2022)
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 5

Brand Source Credit Card Review

This is a store credit card issued by Citi®. If you're wondering whether Brand Source Credit Card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Brand Source Credit Card

The Good The Bad
  • No annual fee.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.

Brand Source Credit Card FAQ

Does Brand Source Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Brand Source Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Brand Source Credit Card has a variable purchase APR of 29.99%.

Does Brand Source Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Brand Source Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Brand Source Credit Card?

The following fees apply:

Brand Source Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Brand Source Credit Card?

The Brand Source Credit Card customer service number is (800) 950-5114.

What is the support contact email for Brand Source Credit Card?

The support contact email for Brand Source Credit Card is customer.help@citi.com.

What is the Brand Source Credit Card login page?

You can access the Brand Source Credit Card login page here.

How do people rate the customer service and user experience of Brand Source Credit Card?

Overall, Brand Source Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.

How to apply for Brand Source Credit Card

  • Visit the Brand Source Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 25 days
Late Fee Amount $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
APR Type Variable APR
Purchase APR (Variable APR) 29.99%
(Verified 08/15/2022)
Card Type
  • Store Card
Card Network Other

Brand Source Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -60, equating to 1.8 on a 5 point rating scale.

-60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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