SunTrust Prime Rewards
in Personal Credit Cards from SunTrust Bank
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.49% - 23.49% |
| Balance Transfer APR (Variable APR) | 13.49% - 23.49% |
| Credit Score Range | 700 - 850 |
SunTrust Prime Rewards Review
SunTrust Prime Rewards is a cashback credit card issued by SunTrust Bank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether SunTrust Prime Rewards is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a SunTrust Prime Rewards cash back or rewards program?
SunTrust Prime Rewards is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $100 |
| Signup Bonus Spend Requirement | $500 |
Does SunTrust Prime Rewards have a signup bonus?
Yes, SunTrust Prime Rewards offers card users a signup bonus worth up to $100 after spending $500.
Does SunTrust Prime Rewards offer an annual loyalty bonus?
SunTrust Prime Rewards doesn't offer a cash loyalty bonus.What are the SunTrust Prime Rewards benefits?
SunTrust Prime Rewards provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for SunTrust Prime Rewards?
SunTrust Prime Rewards has a variable purchase APR that ranges from 13.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 23.49%.
It also has a variable cash advance APR starting at 27.24% .
Does SunTrust Prime Rewards have an introductory APR offer?
Yes, SunTrust Prime Rewards offers an introductory APR rate on balance transfers of 5.50% for a period of 36 months.
SunTrust Prime Rewards does not offer an introductory rate on new purchases.| Purchase APR | 13.49% - 23.49% |
| Balance Transfer APR | 13.49% - 23.49% |
| Cash Advance APR | Starting at 27.24% |
What are the SunTrust Prime Rewards fees?
The following fees apply to SunTrust Prime Rewards:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does SunTrust Prime Rewards have a foreign transaction fee?
SunTrust Prime Rewards does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does SunTrust Prime Rewards report your account activity to credit bureaus?
SunTrust Prime Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for SunTrust Prime Rewards
- Visit the SunTrust Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
303 Peachtree Street, Northeast
Atlanta, GA 30308 - Visit Site
Other Services by SunTrust Bank
Availability
- Alabama
- Arkansas
- Washington, DC
- Florida
- Georgia
- Maryland
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Virginia
- West Virginia
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | Up to $39 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | Up to $39 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 4% |
| Cash Advance Fee Minimum | $10 |
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