
Best Of Product
SunTrust Prime Rewards
Would you recommend SunTrust Prime Rewards to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
12.24% - 22.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
12.24% - 22.24% (Verified 08/04/2023) |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
SunTrust Prime Rewards Review
This is a cashback card issued by SunTrust Bank. If you're wondering whether Suntrust Prime Rewards credit card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $100 if you spend $500 within 3 months.
- Competitive APRs. SunTrust Prime Rewards has a variable purchase APR that ranges from 12.24% up to 22.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 60 days of opening the account.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Suntrust Prime Rewards credit card
The Good | The Bad |
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Suntrust Prime Rewards credit card FAQ
Does Suntrust Prime Rewards credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | $100 |
Signup Bonus Spend Requirement | $500 |
Signup Bonus Spend Period (months) | 3 months |
Does Suntrust Prime Rewards credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $100 after spending $500.
Does Suntrust Prime Rewards credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Suntrust Prime Rewards credit card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Suntrust Prime Rewards credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.SunTrust Prime Rewards has a variable purchase APR that ranges from 12.24% up to 22.24%. The card has a variable balance transfer APR that ranges from 12.24% up to 22.24%. It also has a variable cash advance APR of 25.99% .
Does Suntrust Prime Rewards credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 4.25% for a period of up to 36 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | Up to 3% |
Balance Transfer Fee Intro Period | 60 days |
Balance Transfer Introductory APR | 4.25% |
Balance Transfer Intro APR Period | 36 months |
Balance Transfer APR | 12.24% - 22.24% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 0% |
Does Suntrust Prime Rewards credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Suntrust Prime Rewards credit card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 4% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee? | |
No Foreign Transaction Fee? | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $39 |
Late Fee Amount | Up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Suntrust Prime Rewards credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Suntrust Prime Rewards credit card?
The Suntrust Prime Rewards credit card customer service number is (800) 786-8787.
What is the support contact email for Suntrust Prime Rewards credit card?
The support contact email for Suntrust Prime Rewards credit card is hugh.suhr@suntrust.com.
What is the Suntrust Prime Rewards credit card login page?
You can access the Suntrust Prime Rewards credit card login page here.
How do people rate the customer service and user experience of Suntrust Prime Rewards credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SunTrust Prime Rewards report your account activity to credit bureaus?
Yes, SunTrust Prime Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Suntrust Prime Rewards credit card
- Visit the Suntrust Prime Rewards credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
303 Peachtree Street, Northeast
Atlanta, GA 30308 USA - (800) 786-8787
- Visit Site
- Email Support
Other Services by SunTrust Bank
Other Credit Cards by SunTrust Bank
Availability
- Alabama
- Arkansas
- Florida
- Georgia
- Maryland
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Virginia
- Washington, DC
- West Virginia
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 4% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $39 |
Late Fee Amount | Up to $39 |
SunTrust Prime Rewards Community Reviews
Would you recommend SunTrust Prime Rewards to your friends?
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