SuperMoney 
  SunTrust Prime Rewards

SunTrust Prime Rewards

in Personal Credit Cards from SunTrust Bank

Claimed

SunTrust Prime Rewards

Claimed

in Personal Credit Cards from SunTrust Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend SunTrust Prime Rewards to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) 13.49% - 23.49%
Balance Transfer APR  (Variable APR) 13.49% - 23.49%
Credit Score Range 700 - 850

SunTrust Prime Rewards Review

SunTrust Prime Rewards is a cashback credit card issued by SunTrust Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether SunTrust Prime Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of SunTrust Prime Rewards
Pros Cons
  • Unlimited cash back rewards
  • No annual fee or foreign transaction fee
  • Very low introductory APR for balance transfers
  • Get a Loyalty Cash Bonus of 10%, 25% or 50% based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.
  • Low cash back rate
  • No introductory rate for purchases
  • Not available in all states
  • Is there a SunTrust Prime Rewards cash back or rewards program?

    SunTrust Prime Rewards is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    SunTrust Prime Rewards Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) $100
    Signup Bonus Spend Requirement $500

    Does SunTrust Prime Rewards have a signup bonus?

    Yes, SunTrust Prime Rewards offers card users a signup bonus worth up to $100 after spending $500.

    Does SunTrust Prime Rewards offer an annual loyalty bonus?

    SunTrust Prime Rewards doesn't offer a cash loyalty bonus.

    What are the SunTrust Prime Rewards benefits?

    SunTrust Prime Rewards provides the following benefits:

    • Free Credit Score
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    • Reports to major credit bureaus

    What are the relevant APRs for SunTrust Prime Rewards?

    SunTrust Prime Rewards has a variable purchase APR that ranges from 13.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 23.49%.

    It also has a variable cash advance APR starting at 27.24% .

    Does SunTrust Prime Rewards have an introductory APR offer?

    Yes, SunTrust Prime Rewards offers an introductory APR rate on balance transfers of 5.50% for a period of up to 36 months.

    SunTrust Prime Rewards does not offer an introductory rate on new purchases.
    SunTrust Prime Rewards Balance Transfers
    Description
    Balance Transfer APR 13.49% - 23.49%
    Introductory Rate 5.50%
    Intro APR period (months) 36
    SunTrust Prime Rewards Rates & Terms
    Description
    Balance Computation average daily balance
    Purchase APR 13.49% - 23.49%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Starting at 27.24%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the SunTrust Prime Rewards fees?

    The following fees apply to SunTrust Prime Rewards:

    SunTrust Prime Rewards Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $10
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does SunTrust Prime Rewards have a foreign transaction fee?

    SunTrust Prime Rewards does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does SunTrust Prime Rewards report your account activity to credit bureaus?

    SunTrust Prime Rewards reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for SunTrust Prime Rewards

    • Visit the SunTrust Bank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 11 states and Washington, D.C.
    • Alabama
    • Arkansas
    • Washington, DC
    • Florida
    • Georgia
    • Maryland
    • Mississippi
    • North Carolina
    • South Carolina
    • Tennessee
    • Virginia
    • West Virginia

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $39
    Minimum Interest Charge $0.50
    Late Fee Amount Up to $39
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $10
    Minimum Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) Starting at 4%
    Cash Advance Fee Minimum $10
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Lost Luggage Insurance  
    Free FICO Score  
    Credit Card Benefits
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Rewards Categories
    • Every Purchase
    Bonus Rewards $100 in statement credit after you spend $500 on qualifying purchases, in the first 3 months after account opening.
    Signup Bonus $100
    Purchase APR (Variable APR) 13.49% - 23.49%
    Cash Advance APR (Variable APR) Starting at 27.24%
    Balance Computation average daily balance
    Balance Transfer APR (Variable APR) 13.49% - 23.49%
    Introductory Rate 5.50%
    Intro APR period 36

    SunTrust Prime Rewards Community Reviews

     

    Would you recommend SunTrust Prime Rewards to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Avianca Vida Visa Card
    Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

    2 Reviews

    Avianca Life Miles Vuela Visa
    Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

    1 Reviews