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  La-Z-Boy Furniture Galleries Credit Card

La-Z-Boy Furniture Galleries Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

La-Z-Boy Furniture Galleries Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Highlights
Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

La-Z-Boy Furniture Galleries Credit Card Review

La-Z-Boy Furniture Galleries Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether La-Z-Boy Furniture Galleries Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
La-Z-Boy Furniture Galleries Credit Card Pros & Cons
The Good The Bad
  • Special financing available.
  • La-Z-Boy Furniture Galleries Credit Card reports to multiple credit bureaus.
  • High interest rate.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
La-Z-Boy Furniture Galleries Credit Card FAQ

Is there a La-Z-Boy Furniture Galleries Credit Card cash back or rewards program?

No, La-Z-Boy Furniture Galleries Credit Card does not offer a rewards program.

What are the relevant APRs for La-Z-Boy Furniture Galleries Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. La-Z-Boy Furniture Galleries Credit Card has higher than average purchase APRs.

La-Z-Boy Furniture Galleries Credit Card has a variable purchase APR of 29.99%.

Does La-Z-Boy Furniture Galleries Credit Card have an introductory APR offer on balance transfers?

No, La-Z-Boy Furniture Galleries Credit Card does not come with an introductory APR offer for balance transfers.

Does La-Z-Boy Furniture Galleries Credit Card have an introductory APR offer on new purchases?

La-Z-Boy Furniture Galleries Credit Card does not offer an introductory rate on new purchases.
La-Z-Boy Furniture Galleries Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for La-Z-Boy Furniture Galleries Credit Card?

The following fees apply to La-Z-Boy Furniture Galleries Credit Card:

La-Z-Boy Furniture Galleries Credit Card Fees
Fees Amount
Annual Fee

Does La-Z-Boy Furniture Galleries Credit Card report your account activity to credit bureaus?

La-Z-Boy Furniture Galleries Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for La-Z-Boy Furniture Galleries Credit Card

  • Visit the La-Z-Boy Furniture Galleries Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Purchase APR (Variable APR) 29.99%

La-Z-Boy Furniture Galleries Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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