La-Z-Boy Furniture Galleries Credit Card Review

La-Z-Boy Furniture Galleries Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether La-Z-Boy Furniture Galleries Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Special financing available. La-Z-Boy Furniture Galleries Credit Card reports to multiple credit bureaus.	High interest rate. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a La-Z-Boy Furniture Galleries Credit Card cash back or rewards program?

No, La-Z-Boy Furniture Galleries Credit Card does not offer a rewards program.

What are the relevant APRs for La-Z-Boy Furniture Galleries Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. La-Z-Boy Furniture Galleries Credit Card has higher than average purchase APRs.

La-Z-Boy Furniture Galleries Credit Card has a variable purchase APR of 29.99%.

What are the fees for La-Z-Boy Furniture Galleries Credit Card?

The following fees apply to La-Z-Boy Furniture Galleries Credit Card:

La-Z-Boy Furniture Galleries Credit Card Fees

Fees	Amount
Annual Fee

Does La-Z-Boy Furniture Galleries Credit Card report your account activity to credit bureaus?

Yes, La-Z-Boy Furniture Galleries Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for La-Z-Boy Furniture Galleries Credit Card

• Visit the La-Z-Boy Furniture Galleries Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.