La-Z-Boy Furniture Galleries Credit Card
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 29.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
La-Z-Boy Furniture Galleries Credit Card Review
This is a store card issued by Synchrony Bank. If you're wondering whether La-Z-Boy credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of La-Z-Boy credit card
| The Good | The Bad |
|---|---|
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La-Z-Boy credit card FAQ
Does La-Z-Boy credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the La-Z-Boy credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for La-Z-Boy credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.La-Z-Boy Furniture Galleries Credit Card has a variable purchase APR of 29.99%.
Does La-Z-Boy credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does La-Z-Boy credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for La-Z-Boy credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | $28 |
| Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for La-Z-Boy credit card?
The La-Z-Boy credit card customer service number is (866) 226-5638.
What is the support contact email for La-Z-Boy credit card?
The support contact email for La-Z-Boy credit card is customer.service@mail.synchronybank.com.
What is the La-Z-Boy credit card login page?
You can access the La-Z-Boy credit card login page here.
How do people rate the customer service and user experience of La-Z-Boy credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does La-Z-Boy Furniture Galleries Credit Card report your account activity to credit bureaus?
Yes, La-Z-Boy Furniture Galleries Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for La-Z-Boy credit card
- Visit the La-Z-Boy credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From La-Z-Boy credit card
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
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- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 23 days |
| Returned Payment Fee | $28 |
| Late Fee Amount | Up to $39 |
La-Z-Boy Furniture Galleries Credit Card Community Reviews
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