Discover it Chrome 18-month Balance Transfer Review

Discover it Chrome 18-month Balance Transfer is a credit card issued by Discover Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Discover it Chrome 18-month Balance Transfer is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Discover it Chrome 18-month Balance Transfer

The Good	The Bad
Lower than average purchase APRs.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card rewards.

Is there a Discover it Chrome 18-month Balance Transfer cash back or rewards program?

No, Discover it Chrome 18-month Balance Transfer does not offer a rewards program.

Discover it Chrome 18-month Balance Transfer Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for Discover it Chrome 18-month Balance Transfer?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Chrome 18-month Balance Transfer has lower than average purchase APRs.

Discover it Chrome 18-month Balance Transfer has a variable purchase APR that ranges from 11.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 11.24% up to 23.24%.

Discover it Chrome 18-month Balance Transfer Balance Transfers

Description
Balance Transfer APR	11.24% - 23.24%
Introductory Rate	N/A
Intro APR period (months)	N/A

Discover it Chrome 18-month Balance Transfer Rates & Terms

Description
Balance Computation	N/A
Purchase APR	11.24% - 23.24%
Credit Limit	N/A
Penalty APR	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Discover it Chrome 18-month Balance Transfer fees?

The following fees apply to Discover it Chrome 18-month Balance Transfer:

Discover it Chrome 18-month Balance Transfer Fees

Fees	Amount
Returned Payment Fee	$37
Late Payment Fee	$37

How to apply for Discover it Chrome 18-month Balance Transfer

• Visit the Discover it Chrome 18-month Balance Transfer website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.