Last Updated: 07/28/2025
SuperMoney User Recommendation Score +77
Strongly recommended13 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
12.99% - 21.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
12.99% - 21.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
Discover it Chrome for Students Review
This is a cashback credit card issued by Discover® Bank. If you're wondering whether Discover it Chrome for Students is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Discover it Chrome for Students has a variable regular purchase APR that ranges from 12.99% up to 21.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 5% balance transfer fee. Discover it Chrome for Students charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Discover It Chrome card
| The Good | The Bad |
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Discover It Chrome card FAQ
Does Discover It Chrome card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Discover It Chrome card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Discover It Chrome card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Discover It Chrome card benefits?
Discover it Chrome for Students provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Discover It Chrome card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 21.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover It Chrome card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 10.99% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 12.99% - 21.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 10.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Discover It Chrome card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Discover It Chrome card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Discover It Chrome card?
The customer service number for Discover It Chrome card is (800) 347-2683.
What is the support contact email for Discover It Chrome card?
The support contact email for Discover It Chrome card is service@email.discover.com.
How do people rate the customer service and user experience of Discover It Chrome card?
Overall, Discover It Chrome card is strongly recommended based on community reviews that rate customer service and user experience.
Does Discover it Chrome for Students report your account activity to credit bureaus?
Yes, Discover it Chrome for Students reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Discover® Bank perform a hard credit pull?
Yes, Discover It Chrome card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Discover It Chrome card
- Visit the website of Discover It Chrome card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
8:30AM - 1:00PM
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Other Credit Cards from Discover® Bank
Purchase APR
18.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
12.99% - 21.99%
Disclaimer popup with additional information
Balance Transfer APR
12.99% - 21.99%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
22.99%
Disclaimer popup with additional information
Credit Score Range
300 - 700
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
16.99% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
16.99% - 27.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.99% - 25.99%
Disclaimer popup with additional information
Balance Transfer APR
14.99% - 25.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +77, or 4.5 on a 5-point rating scale.
+77
-1000+100
No one recommends
Everyone recommends
Discover it Chrome for Students Community Reviews
Would you recommend Discover it Chrome for Students to your friends?
Mohammed M.
Mar 4, 2022
May or may not recommend
Discover is a great company..I love theyre interface of theyre app..easy to make payments, check my balance, and figure out what i spend my money on. Great customer service as well!
Jasmin O.
Nov 12, 2021
May or may not recommend
I signed up for Discover after my friend referred me, she got $50 and I also got $50 for opening an account with my friend's referral code. I used my card throughout my last year of college to pay bills and build my credit score. I find the minimum monthly payment is helpful and if I spend too much one month it gives me time to pay off the rest. ...Show More
VJ
Vallarie J.
Nov 10, 2021
May or may not recommend
I used this credit card while I was in college and I wouldn't have asked for a different company to bank with! The Discover It for Students is a great credit card for college students, as it offers cash back and rewards on purchases. I always look into rewards programs before getting a credit card, because I want to be rewarded for choosing that bank! Great company and excellent customer ...Show More
Ciara J.
Aug 21, 2021
May or may not recommend
I highly recommend this card because it has helped me to build strong credit. The card offers a lot of cash back and I get at least 1% cash back on all that I buy. I have access to my credit score and it also does a monthly scan to see if any credit fraud is occurring in my name. Great customer service as well.
LW
Lb W.
Nov 28, 2020
May or may not recommend
This card is great for college students who are just starting out to build credit. This card is definitely a go to when I am spending money on textbooks. Discover also has excellent customer service for any issues that did arise while purchasing my textbooks, which we all know can be a hassle from time to time.
KV
Kyle V.
Oct 11, 2020
May or may not recommend
I love this card, I got it as a college student and it was super easy to use and set up and apply for. I like how it changes benefits every few months and the cash back is pretty nice when I'm spending the money anyway! The only downfall is that some places do not accept discover, but I have other cards so it's not that big of a deal.
sakar D.
Jul 4, 2017
May or may not recommend
I need this card as I'm a student It will be effective for me any kind of problem regarding studies and
U
Anonymous
Jul 15, 2015
May or may not recommend
The customer support here is excellent. Everyone I spoke with was really nice, friendly, and super helpful. I'm excited to have a Discover card. So far it's started off on the right foot, to hopefully it stays that way! The enrollment process was simple and I'm excited to start using it.
U
Anonymous
Jul 15, 2015
May or may not recommend
I applied for the Discover card in addition to two other credit cards I have. This one is obviously the best because every year, I get a credit increase whereas the other cards don't do that (even though I pay them off the same). The rewards are awesome. Great card for beginners.
U
Anonymous
Jul 15, 2015
May or may not recommend
I needed to get my credit up to qualify for more student loans for school, and this card helped me do it. Now I'm trying to get out a car loan, all thanks to this card. My credit is pretty good now, considering I've only had a history of credit for a year or so.
U
Anonymous
May 2, 2015
May or may not recommend
I was really happy to find out that at the end of the year Discover reviews your account and if you've been doing a good job--in terms of paying on time, etc., they will up your credit limit! I got my credit limit upped by $1000 this year. And my FICO score keeps going up. I know, because I find out what it is with my statement.
U
Anonymous
May 2, 2015
May or may not recommend
Love this card! The rewards are totally awesome. There are a lot of deals that give you 5% back at certain times of the year, but take a look for really good deals by brand. I've save up to 15% by using my Discover card for a wide variety of special brand merchandise.
Andrew L.
Aug 12, 2014
May or may not recommend
It doesn't get much better than the Discover it Chrome, when it comes to credit cards for students. As long as you can prove you're a full time student (preferably in a four-year college program) you will probably get approved, even if your credit score is low and you have little to no credit history. There's no annual fee and the benefits are excellent. Great way to build your credit ...Show More
Showing 13 of 13 reviews
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