
Discover it Chrome for Students
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Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 12.99% - 21.99% |
Balance Transfer APR (Variable APR) | 12.99% - 21.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Number of Reviews | 13 |
Discover it Chrome for Students Review
This is a cashback card issued by Discover Bank. If you're wondering whether Discover It Chrome card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Discover it Chrome for Students charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Discover It Chrome card
The Good | The Bad |
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Discover It Chrome card FAQ
Does Discover It Chrome card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus Spend Requirement | $0 |
Annual Loyalty Bonus | $20 |
Does Discover It Chrome card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Discover It Chrome card offer an annual loyalty bonus?
Yes, it offers cardholders an annual bonus worth up to $20.
What are the Discover It Chrome card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Discover It Chrome card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 21.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover It Chrome card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 10.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 10.99% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 12.99% - 21.99% |
Balance Transfer Fee % | 5% |
Does Discover It Chrome card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Discover It Chrome card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Discover It Chrome card?
The Discover It Chrome card customer service number is (800) 347-2683.
What is the support contact email for Discover It Chrome card?
The support contact email for Discover It Chrome card is service@email.discover.com.
What is the Discover It Chrome card login page?
You can access the Discover It Chrome card login page here.
How do people rate the customer service and user experience of Discover It Chrome card?
Overall, Discover It Chrome card is strongly recommended based on community reviews that rate customer service and user experience.
Does Discover it Chrome for Students report your account activity to credit bureaus?
Yes, Discover it Chrome for Students reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Discover It Chrome card
- Visit the Discover It Chrome card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2500 Lake Cook Rd
Riverwoods, IL 60015 USA - (800) 347-2683
- Visit Site
- Email Support
Other Services by Discover Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
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- New Hampshire
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- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
Discover it Chrome for Students Community Reviews
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