Discover it Chrome for Students
in Personal Credit Cards from Discover Bank
Would you recommend Discover it Chrome for Students to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 12.99% - 21.99% |
| Balance Transfer APR (Variable APR) | 12.99% - 21.99% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 8 |
Discover it Chrome for Students Review
Discover it Chrome for Students is a cashback credit card issued by Discover Bank. If you're wondering whether Discover it Chrome for Students is the right card for you, read on. This is everything you need to know to make a good choice.
- Earn 1% cash back on everyday purchases.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Discover it Chrome for Students charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
|---|---|
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Is there a Discover it Chrome for Students cash back or rewards program?
Discover it Chrome for Students is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Discover it Chrome for Students you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
| Annual Loyalty Bonus | $20 |
Does Discover it Chrome for Students have a signup bonus?
Discover it Chrome for Students doesn't offer a cash signup bonus.Does Discover it Chrome for Students offer an annual loyalty bonus?
Yes, Discover it Chrome for Students offers card users an annual bonus worth up to $20.
What are the Discover it Chrome for Students benefits?
Discover it Chrome for Students provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Discover it Chrome for Students?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Chrome for Students has lower than average purchase APRs.Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 21.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover it Chrome for Students have an introductory APR offer on balance transfers?
Yes, Discover it Chrome for Students offers an introductory APR rate on balance transfers of 10.99% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer APR | 12.99% - 21.99% |
| Balance Transfer Introductory APR | 10.99% |
| Balance Transfer Intro APR Period (months) | 6 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | N/A |
Does Discover it Chrome for Students have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 6 |
What are the fees for Discover it Chrome for Students?
The following fees apply to Discover it Chrome for Students:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Discover it Chrome for Students report your account activity to credit bureaus?
Discover it Chrome for Students reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Discover it Chrome for Students
- Visit the Discover it Chrome for Students website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
502 E. Market Street
Greenwood, DE 19950 - (800) 347-2683
- Visit Site
Other Services by Discover Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn 2% Cash Back At gas stations and restaurants on up to $1,000 in combined purchases each quarter. |
Discover it Chrome for Students Community Reviews
Would you recommend Discover it Chrome for Students to your friends?
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