Discover it Chrome for Students
in Personal Credit Cards from Discover Bank
Cast your vote
Would you recommend Discover it Chrome for Students to your friends?
| Community Rating | Strongly recommended |
| Balance Transfer APR (Variable APR) | 10.99% - 19.49% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 19.49% |
| Rewards Rates |
|
| Number of Reviews | 7 |
Discover it Chrome for Students Review
Discover it Chrome for Students is a cashback credit card issued by Discover Bank. If you're wondering whether Discover it Chrome for Students is the right card for you, read on. This is everything you need to know to make a good choice.
- Earn 1% cash back on everyday purchases.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 19.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Discover it Chrome for Students charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
|---|---|
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Is there a Discover it Chrome for Students cash back or rewards program?
Discover it Chrome for Students is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
| Annual Loyalty Bonus | $20 |
Does Discover it Chrome for Students have a signup bonus?
Discover it Chrome for Students doesn't offer a cash signup bonus.Does Discover it Chrome for Students offer an annual loyalty bonus?
Yes, Discover it Chrome for Students offers card users an annual bonus worth up to $20.
What are the Discover it Chrome for Students benefits?
Discover it Chrome for Students provides the following benefits:
- Free Credit Score
- Zero fraud liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Discover it Chrome for Students?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Chrome for Students has higher than average purchase APRs.Discover it Chrome for Students has a variable purchase APR of 19.49%. The card has a variable balance transfer APR that ranges from 10.99% up to 19.49%. It also has a variable cash advance APR of 26.49% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover it Chrome for Students have an introductory APR offer on balance transfers??
Yes, Discover it Chrome for Students offers an introductory APR rate on balance transfers of 10.99% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer APR | 10.99% - 19.49% |
| Balance Transfer Introductory APR | 10.99% |
| Balance Transfer Intro APR Period (months) | 6 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | N/A |
Does Discover it Chrome for Students have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the Discover it Chrome for Students fees?
The following fees apply to Discover it Chrome for Students:
| Fees | Amount |
|---|---|
| Annual Fee | up to $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Discover it Chrome for Students have a foreign transaction fee?
Discover it Chrome for Students does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Discover it Chrome for Students report your account activity to credit bureaus?
Discover it Chrome for Students reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Discover it Chrome for Students
- Visit the Discover it Chrome for Students website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
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502 E. Market Street
Greenwood, DE 19950 - Visit Site
Other Services by Discover Bank
View all personal credit cards offered by Discover Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn 2% Cash Back At gas stations and restaurants on up to $1,000 in combined purchases each quarter |
Discover it Chrome for Students Community Reviews
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Balance Transfer APR
27.49%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
15.49% - 26.49%
(Variable APR)
- Every Purchase
- Gas
- Groceries
Balance Transfer APR
14.24% - 25.24%
(Variable APR)
Credit Score Range
690 - 850
Annual Fee
$0
Purchase APR
14.24% - 25.24%
(Variable APR)
- Every Purchase
- Gas
- Restaurants
Balance Transfer APR
15.24% - 24.24%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
15.24% - 24.24%
(Variable APR)
- Every Purchase
- Gas
- Restaurants
Balance Transfer APR
11.99% - 23.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
11.99% - 23.99%
(Variable APR)
- Every Purchase
- Gas
- Restaurants
Balance Transfer APR
13.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
13.49% - 24.49%
(Variable APR)
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- 1% - 5% on Gas
- 1% - 5% on Groceries
- 1% - 5% on Restaurants
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25.24%
Credit Score Range
300 - 700
Annual Fee
$0
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