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  Discover it Chrome for Students
Discover it Chrome for Students Claimed

Discover it Chrome for Students

Claimed
SuperMoney Net Recommendation Score +77  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +77, equating to 4.5 on a 5 point rating scale.

+77

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

10 users recommend
3 users are unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Purchase APR 12.99% - 21.99%
Balance Transfer APR 12.99% - 21.99%
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 13

Discover it Chrome for Students Review

This is a credit card issued by Discover Bank. If you're wondering whether Discover It Chrome card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Discover it Chrome for Students charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Discover It Chrome card
The Good The Bad
  • You earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter.
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 10.99%.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Discover it Chrome for Students reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.
Discover It Chrome card FAQ

Does Discover It Chrome card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Discover It Chrome card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Discover It Chrome card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Discover it Chrome for Students has a variable purchase APR that ranges from 12.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 21.99%. It also has a variable cash advance APR of 24.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Discover It Chrome card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 10.99% for a period of up to 6 months.

Discover it Chrome for Students Balance Transfers
Description
Balance Transfer Introductory APR 10.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 12.99% - 21.99%
Balance Transfer Fee % 5%

Does Discover It Chrome card have an intro APR offer on new purchases?

Discover it Chrome for Students Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Discover It Chrome card?

The following fees apply:

Discover It Chrome card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the support contact email for Discover It Chrome card?

The support contact email for Discover It Chrome card is service@email.discover.com.

What is the Discover It Chrome card login page?

You can access the Discover It Chrome card login page here.

How do people rate the customer service and user experience of Discover It Chrome card?

Overall, Discover It Chrome card is strongly recommended based on community reviews that rate customer service and user experience.

Does Discover it Chrome for Students report your account activity to credit bureaus?

Yes, Discover it Chrome for Students reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Discover It Chrome card

  • Visit the Discover It Chrome card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Free Credit Score
Annual Loyalty Bonus $20
Rewards Categories
  • Cash Back on
  • Cash Back on
  • Cash Back on
Cash Advance APR 24.99%
Balance Computation daily balance (including new transactions).
Penalty APR 0%
Purchase APR 12.99% - 21.99%
Balance Transfer Introductory APR 10.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 12.99% - 21.99%
Balance Transfer Fee % 5%
Card Type
  • Student
  • Rewards
  • Balance Transfer
  • Cashback
  • Zero Percent
Card Network Discover

Discover it Chrome for Students Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +77, equating to 4.5 on a 5 point rating scale.

+77

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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