Who is this credit card designed for?

Discover it Secured Credit Card is a credit card issued by Discover Bank, which is based in Greenwood, DE, and was established in 1985.

Discover it Secured Credit Card is designed for people with a credit score of 300 to 700. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Discover Bank charges a variable APR on new purchases of 23.49% Balance transfer APRs, which are also variable, start at 23.59%.

Is an introductory APR offer available?

Yes, Discover it Secured Credit Card offers an introductory APR rate of 10.99% for a period of 6 months.

What are the fees?

The following fees apply to Discover it Secured Credit Card:

  • There is no annual fee
  • A late payment penalty of $37.
  • A returned payment fee of $37.

Is a rewards program offered?

Discover it Secured Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Gas
  • Restaurants

Is a signup bonus offered?

Discover it Secured Credit Card doesn't offer a cash signup bonus.

What additional benefits are offered?

Discover it Secured Credit Card provides the following benefits:

  • Credit Score Range
    300 - 700
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Minimum Interest Charge
  • Returned Payment Fee
  • No Annual Fee
  • No Foreign Transaction Fee
  • Card Type
    • Cash Back
    • Rewards
    • Secured
  • Card Network
  • Cashback
  • Rewards Categories
    • Gas
    • Restaurants
  • Credit Limit
  • Purchases APR (variable)
    Starting at 23.49%
  • Balance Transfer APR (variable)
    Starting at 23.59%
  • Introductory Rate
  • Intro APR period (months)
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