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Last Updated: 07/28/2025

eBay Mastercard®

from Synchrony Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
eBay Mastercard® logo
Rating not yet determined1 total votes
1 users don't recommend

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Highlights

Purchase APR (Variable APR)

19.99% - 26.99%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

300 - 850

Annual Fee

$0

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eBay Mastercard® Review

This is a rewards card issued by Synchrony Bank. If you're wondering whether eBay Mastercard® is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.99% up to 26.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • $0 intro annual fee for the first year. eBay Mastercard® gives you the chance to have the card for a year without paying the $0 annual fee.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of eBay Mastercard®

eBay Mastercard® FAQ

Does eBay Mastercard® have a cash back or rewards program?

eBay Mastercard® is a rewards card.

Does eBay Mastercard® have a signup bonus?

This card doesn't offer a cash signup bonus.

Does eBay Mastercard® offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the eBay Mastercard® benefits?

eBay Mastercard® provides the following benefits:
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for eBay Mastercard®?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
EBay Mastercard® has a variable purchase APR that ranges from 19.99% up to 26.99%. eBay Mastercard® does not offer balance transfers.

Does eBay Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. eBay Mastercard® does not offer balance transfers.

Does eBay Mastercard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for eBay Mastercard®?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for eBay Mastercard®?

The customer service number for eBay Mastercard® is (866) 226-5638.

What is the support contact email for eBay Mastercard®?

The support contact email for eBay Mastercard® is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of eBay Mastercard®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does eBay Mastercard® report your account activity to credit bureaus?

Yes, eBay Mastercard® reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Synchrony Bank perform a hard credit pull?

Yes, eBay Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for eBay Mastercard®

  • Visit the website of eBay Mastercard®.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
(866) 226-5638
Visit Site

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

eBay Mastercard® Community Reviews

Would you recommend eBay Mastercard® to your friends?

Kevin H. avatar image

Kevin H.

Sep 10, 2022

May or may not recommend

This isn't about the eBay MasterCard but of the PayPal Pay Over Time (not shown in drop down list). This bank sucks. There needs to be a better one these retail companies use. Denies people and no recon? Hope this scam of a "bank" gets reamed a new asshole with it's CEO and Board of Directors in the slammer!

Showing 1 of 1 reviews

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