Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.99% - 26.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 850
Annual Fee
$0
eBay Mastercard® Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether eBay Mastercard® is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.99% up to 26.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 intro annual fee for the first year. eBay Mastercard® gives you the chance to have the card for a year without paying the $0 annual fee.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of eBay Mastercard®
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eBay Mastercard® FAQ
Does eBay Mastercard® have a cash back or rewards program?
eBay Mastercard® is a rewards card.
| Description |
Does eBay Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does eBay Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the eBay Mastercard® benefits?
eBay Mastercard® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for eBay Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.EBay Mastercard® has a variable purchase APR that ranges from 19.99% up to 26.99%. eBay Mastercard® does not offer balance transfers.
Does eBay Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. eBay Mastercard® does not offer balance transfers.Does eBay Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for eBay Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for eBay Mastercard®?
The customer service number for eBay Mastercard® is (866) 226-5638.
What is the support contact email for eBay Mastercard®?
The support contact email for eBay Mastercard® is customer.service@mail.synchronybank.com.
What is the login page for eBay Mastercard®?
You can access the login page of eBay Mastercard® here.
How do people rate the customer service and user experience of eBay Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does eBay Mastercard® report your account activity to credit bureaus?
Yes, eBay Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, eBay Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for eBay Mastercard®
- Visit the website of eBay Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
777 Long Ridge Rd
Stamford, CT 06905
Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM