Who is the US Bank's LANPASS Visa Card Designed For?

The US Bank LANPASS Visa card is designed for people with fair to good credit who are frequent flyers with the LATAM Airlines Group. LATAM airlines, a corporation of South American airlines with headquarters in Santiago, Chile, which operates over 1,500 flights per day in 25 countries and is a member of the oneworld airline alliance.

What are the Rates for US Bank's LANPASS Visa Card?

The rates for purchases and balance transfers range from a low 13.24% APR to 23.24% APR based on creditworthiness. Applicants with good to excellent credit will qualify for the LANPASS Visa Signature® card and the lower rates, while applicants with fair to good credit are offered this card. There is no introductory rate for balance transfers. Cash advances have a 24.24% APR.

What Are the Fees for US Bank's LANPASS Visa Card?

US Bank LANPASS has a $45 annual fee, but the fee is waived the first year, which makes it attractive for credit card churners looking for a quick award flight. The other fees are the standard 3% and $5 minimum for balance transfers and 4% with a $5 minimum for cash advances. Foreign transactions have a 2% fee when the transaction is performed in dollars and 3% if it's in another currency. Returned payments have a $35 fee and late payments have a $37 fee.

What Is US Bank's LANPASS Visa Card Rewards Program Like?

LANPASS Visa offers one LANPASS mile for every $1 you spend. There is no cap on the amount of miles you can earn and members also benefit from a 10% discount on LAN purchases (up to $500) once a year. The rewards rate is low, particularly when you consider the $45 annual fee, but it also includes valuable perks and benefits that make this card worth serious consideration for frequent flyers with LATAM.

What about US Bank's LANPASS Visa Card Signup Bonus?

LANPASS Visa offers a 15,000 miles signup bonus just for making a purchase. Members also receive 2,000 mile loyalty bonus every year they renew their card and pay the $45 annual fee.

Does US Bank's LANPASS Visa Card Any Other Benefits?

US Bank's LANPASS Visa includes a variety of prime benefits and perks for cardholders. These include zero fraud liability, fraud protection, travel and emergency assistance services, auto rental collision damage waiver and travel insurance.

How Is US Bank's LANPASS Visa Card Better Than Other Credit Cards?

The US Bank LANPASS Visa card is open to people with fair to good credit but still includes a 15,000-mile bonus just for opening the account and making a purchase. It has no limit to the number of miles a member can earn and the $45 annual fee is waived the first year. The rewards rate is low: just 1 point for every $1 spent. However, the card does include valuable benefits, such as auto rental collision damage waiver, travel accident insurance and a 10% discount on LATAM purchases once a year.

  • Credit Score Range
    640 - 750
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
  • Annual Fee
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Minimum Interest Charge
  • Returned Payment Fee
  • Foreign Currency Transaction Fee
  • No Annual Fee First Year
  • Card Type
    • Travel
    • Rewards
  • Card Network
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Travel Insurance
  • Air Miles
  • Rewards Categories
  • Purchases APR (variable)
    13.24% - 23.24%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR (variable)
    13.24% - 23.24%
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