SuperMoney 

US Bank LATAM Visa® Card

in Personal Credit Cards

Unaffiliated Visit Site

US Bank LATAM Visa® Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend US Bank LATAM Visa® Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is the US Bank's LATAM Visa Card Designed For?

The US Bank LATAM Visa card is designed for people with fair to good credit who are frequent flyers with the LATAM Airlines Group. LATAM airlines, a corporation of South American airlines with headquarters in Santiago, Chile, which operates over 1,500 flights per day in 25 countries and is a member of the Oneworld airline alliance.

What are the Rates for US Bank's LATAM Visa Card?

The rates for purchases and balance transfers range from a low 14.49% APR to 24.49% APR based on creditworthiness. Applicants with good to excellent credit will qualify for the LATAM Visa Signature® card and the lower rates, while applicants with fair to good credit are offered this card. There is no introductory rate for balance transfers. Cash advances have a 25.49% APR.

What Are the Fees for US Bank's LATAM Visa Card?

US Bank LATAM has a $45 annual fee, but the fee is waived the first year, which makes it attractive for credit card churners looking for a quick award flight. The other fees are the standard 3% and $5 minimum for balance transfers and 4% with a $5 minimum for cash advances. Foreign transactions have a 2% fee when the transaction is performed in dollars and 3% if it's in another currency. Returned payments have a $35 fee and late payments have a $38 fee.

What Is US Bank's LATAM Visa Card Rewards Program Like?

LATAM Visa offers one LATAM point for every $1 you spend. There is no cap on the number of miles you can earn and members also benefit from a 10% discount on LAN purchases (up to $500) once a year. The rewards rate is low, particularly when you consider the $45 annual fee, but it also includes valuable perks and benefits that make this card worth serious consideration for frequent flyers with LATAM.

What about US Bank's LATAM Visa Card Signup Bonus?

LATAM Visa offers a 15,000 miles signup bonus just for making a purchase. Members also receive a 2,000-mile loyalty bonus every year they renew their card and pay the $45 annual fee.

Does US Bank's LATAM Visa Card Any Other Benefits?

US Bank's LATAM Visa includes a variety of prime benefits and perks for cardholders. These include zero fraud liability, fraud protection, travel and emergency assistance services, auto rental collision damage waiver and travel insurance.

How Is US Bank's LATAM Visa Card Better Than Other Credit Cards?

The US Bank LATAM Visa card is open to people with fair to good credit but still includes a 15,000-mile bonus just for opening the account and making a purchase. It has no limit to the number of miles a member can earn and the $45 annual fee is waived the first year. The rewards rate is low: just 1 point for every $1 spent. However, the card does include valuable benefits, such as auto rental collision damage waiver, travel accident insurance and a 10% discount on LATAM purchases once a year.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 24
Over-Limit Fee $0
No Annual Fee First Year  
Late Payment Penalty $38
Returned Payment Fee $35
Minimum Interest Charge $2
Annual Fee $45
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 640 - 750
850 300 640 750
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards 15,000 Bonus Miles
Every Purchase 1 LATAM Pass Mile for every eligible net $1 spent
Rewards Categories
  • Every Purchase
Signup Bonus (points) 15,000
Annual Loyalty Bonus (points) 2,000
Purchase APR (Variable APR) 14.49% - 24.49%
Cash Advance APR (Variable APR) Starting at 25.49%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 14.49% - 24.49%

Be the first to rate

 
 

Would you recommend US Bank LATAM Visa® Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

US Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

US Bank Harley-Davidson Visa Secured Credit Card

US Bank Harley-Davidson Visa Secured Credit Card

 
 
1
1 total votes
Starting Purchase APR 24.49% Starting Variable APR
Starting Balance Transfer APR 24.49% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 700     300 850
US Bank Harley-Davidson Visa Signature® Card

US Bank Harley-Davidson Visa Signature® Card

1
 
 
1 total votes
Purchase APR 15.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
US Bank Gymboree Visa Credit Card

US Bank Gymboree Visa Credit Card

Be the first to rate

Purchase APR 15.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
US Bank AeroMexico Visa Secured Card
Starting Purchase APR 24.49% Starting Variable APR
Starting Balance Transfer APR 24.49% Starting Variable APR
Annual Fee $25 Annual Fee
Credit Score Range 640 - 850     300 850
US Bank LATAM Visa® Secured Card

US Bank LATAM Visa® Secured Card

Be the first to rate

Starting Purchase APR 24.49% Starting Variable APR
Starting Balance Transfer APR 24.49% Starting Variable APR
Annual Fee $25 Annual Fee
Credit Score Range 300 - 640     300 850
US Bank FlexPerks Travel Rewards Visa Signature® Card
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $49 Annual Fee
Credit Score Range 700 - 850     300 850
US Bank AeroMexico Visa Card

US Bank AeroMexico Visa Card

Be the first to rate

Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $45 Annual Fee
Credit Score Range 700 - 850     300 850
US Bank SkyBlue SKYPASS Visa Credit Card
Purchase APR 14.49% - 21.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 21.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
View More Personal Credit Cards from US Bank