NFL Extra Points Credit Card Review

NFL Extra Points Credit Card is a cashback credit card issued by Barclays Bank. If you're wondering whether NFL Extra Points Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 10000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 27.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. NFL Extra Points Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as price protection, purchase protection, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

The Good	The Bad
0% APR balance transfer intro rate on balance transfers for up to 15 months. 0% APR on new purchases during the first 6 months. No annual fee. Multiple credit card perks. Cardholders can earn rewards on their purchases. NFL Extra Points Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Is there a NFL Extra Points Credit Card cash back or rewards program?

NFL Extra Points Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With NFL Extra Points Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.

NFL Extra Points Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	10000
Signup Bonus Spend Requirement	$500
Signup Bonus Spend Period (months)	3 months

What are the NFL Extra Points Credit Card benefits?

NFL Extra Points Credit Card provides the following benefits:

• Price Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for NFL Extra Points Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. NFL Extra Points Credit Card has higher than average purchase APRs.

NFL Extra Points Credit Card has a variable purchase APR that ranges from 17.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 27.49%. It also has a variable cash advance APR of 27.74% .

What are the fees for NFL Extra Points Credit Card?

The following fees apply to NFL Extra Points Credit Card:

NFL Extra Points Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does NFL Extra Points Credit Card report your account activity to credit bureaus?

Yes, NFL Extra Points Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for NFL Extra Points Credit Card

• Visit the NFL Extra Points Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.