Last Updated: 05/14/2026
SuperMoney User Recommendation Score -29
Mostly not recommended7 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
18.99% - 28.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
26.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
640 - 750
Annual Fee
$0
Number of Reviews
NFL Extra Points Credit Card Review
This is a cashback credit card issued by Barclays Bank. If you're wondering whether NFL Extra Points Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- Welcome offer. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.99% up to 28.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. NFL Extra Points Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of NFL credit card
| The Good | The Bad |
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NFL credit card FAQ
Does NFL credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does NFL credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does NFL credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NFL credit card benefits?
NFL Extra Points Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for NFL credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.NFL Extra Points Credit Card has a variable purchase APR that ranges from 18.99% up to 28.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 29.99% .
Does NFL credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 26.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does NFL credit card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for NFL credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does NFL credit card have a foreign transaction fee?
NFL credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.How do people rate the customer service and user experience of NFL credit card?
Overall, NFL credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does NFL Extra Points Credit Card report your account activity to credit bureaus?
Yes, NFL Extra Points Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Barclays Bank perform a hard credit pull?
Yes, NFL credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NFL credit card
- Visit the website of NFL credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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28.99%
Disclaimer popup with additional information
Balance Transfer APR
28.99%
Disclaimer popup with additional information
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19.74% - 28.74%
Disclaimer popup with additional information
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19.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
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Purchase APR
18.74% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 27.99%
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -29, or 2.4 on a 5-point rating scale.
-29
-1000+100
No one recommends
Everyone recommends
NFL Extra Points Credit Card Community Reviews
Would you recommend NFL Extra Points Credit Card to your friends?
Tim A.
Aug 21, 2022
May or may not recommend
Since being purchased by Comenity, they had a bunch of down time. I paid off most of my balance and it took forever to post to my account. That was about a month and a half ago. They didn’t report my new low balance to the credit bureaus last month (at the end of the billing cycle) and when I contacted them about it, they told me to contact the ...Show More
SF
Scott F.
Jul 19, 2022
May or may not recommend
The Card was dropped by Barclay and now is provided by Commenity Bank. After reading 2500 complaints across their 150+ products line all saying the same horror stories, it is clear this bank is a joke. I called to cancel this card, their Customer Service department was down for a week. The default Card is nice looking, and you can pick most of your favorite teams as as well. You ...Show More
U
Anonymous
Mar 7, 2017
May or may not recommend
No idea why anybody would apply for this card. There are so many better options available.
Andrew L.
Mar 7, 2017
May or may not recommend
Nothing too exciting about this card. There are better options around.
Mark Donahue
Sep 22, 2016
May or may not recommend
Pretty good card. I haven't had any real problems with it. Once I paid my bill in full twice, they raised my credit limit which was awesome. And the website is really easy to work. Plus, I have my favorite team on my card so I can show it off wherever I go!
U
Anonymous
Sep 1, 2016
May or may not recommend
I was just approved for the 49ers NFL Extra Points card! I'll be going to a few games this season and with the addition of this card it will definitely help out with special financing on game tickets!! It's my first Barclaycard with an APR of 15.24% and a $6,000 credit limit! The 20% discount at nflshop.com is one of the main reasons I applied for this card. I'm a ...Show More
Corby D.
Apr 3, 2014
May or may not recommend
Everyone else declined me because of 6 yr old bankruptcy. Checked out Credit Karma and this NFL card said it was a good chance of approval...read other reviews....applied and was approved for $1800 limit, amazingly fast. Only other approval I've gotten was for Walmart's credit card and even that was only an $800 limit. This will really help increase my credit score so I can finally get ...Show More
Showing 7 of 7 reviews
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