Forever 21 Credit Card
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend Forever 21 Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | Starting at 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 7 |
Forever 21 Credit Card Review
Forever 21 Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Forever 21 Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Forever 21 Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
|
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Forever 21 Credit Card FAQ
Is there a Forever 21 Credit Card cash back or rewards program?
Forever 21 Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Retail
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Forever 21 Credit Card have a signup bonus?
Forever 21 Credit Card doesn't offer a cash signup bonus.Does Forever 21 Credit Card offer an annual loyalty bonus?
Forever 21 Credit Card doesn't offer a cash loyalty bonus.What are the relevant APRs for Forever 21 Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Forever 21 Credit Card has higher than average purchase APRs.Forever 21 Credit Card has a variable purchase APR starting at 29.24% .
Does Forever 21 Credit Card have an introductory APR offer on balance transfers?
No, Forever 21 Credit Card does not come with an introductory APR offer for balance transfers.Does Forever 21 Credit Card have an introductory APR offer on new purchases?
Forever 21 Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Forever 21 Credit Card?
The following fees apply to Forever 21 Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Forever 21 Credit Card report your account activity to credit bureaus?
Forever 21 Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Forever 21 Credit Card
- Visit the Forever 21 Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
About Forever 21 Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Paper Statement Fee | $0 |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Forever 21 Credit Card Community Reviews
Would you recommend Forever 21 Credit Card to your friends?
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