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  Forever 21 Credit Card

Forever 21 Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Forever 21 Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

SuperMoney Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
7 users don't recommend
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Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) 26.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0
Number of Reviews 7

Forever 21 Credit Card Review

This is a store rewards credit card issued by Comenity. If you're wondering whether Forever 21 credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 20 points that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Forever 21 credit card
The Good The Bad
  • 21% off on your Forever Rewarded Anniversary and for Forever 21's birthday
  • $10 birthday discount on a $25 minimum purchase
  • For every 300 points accumulated at the end of an earning period, you will automatically receive a $5 Reward Certificate that can be used at any Forever 21 store in the U.S. and online.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Forever 21 Credit Card reports to multiple credit bureaus.
  • High interest rate.
  • This card cannot be on purchases outside of Forever 21.
  • Higher than average purchase APRs.
  • Does not include many credit card benefits.
Forever 21 credit card FAQ

Does Forever 21 credit card have a cash back or rewards program?

Forever 21 credit card is a rewards card.

Forever 21 credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 20

Does Forever 21 credit card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 20 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Forever 21 credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Forever 21 credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Forever 21 credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 26.99%.

Does Forever 21 credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Forever 21 credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Forever 21 credit card?

The following fees apply:

Forever 21 credit card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Forever 21 credit card?

The Forever 21 credit card customer service number is (855) 796-9632.

What is the support contact email for Forever 21 credit card?

The support contact email for Forever 21 credit card is info@rh.com.

How do people rate the customer service and user experience of Forever 21 credit card?

Overall, Forever 21 credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Forever 21 Credit Card report your account activity to credit bureaus?

Yes, Forever 21 Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Forever 21 credit card

  • Visit the Forever 21 credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Comenity

Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets. From the start, the Comenity mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs. It’s why our cardmembers are supported by care centers that have been recognized for excellence 15 consecutive times—a record for the financial services industry. It’s also why Comenity Direct was created. Our high-yield savings products and CDs deliver highly competitive rates, a simplified banking experience and elevated customer care to give customers what they want and what they deserve.

The more you use your Forever 21 Credit Card, the more you earn. You'll have perks for days.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Eligible In-Store Purchases 3%
Every Purchase (Points) 3 Points for each $1.00 of Net Eligible Purchases made at Forever 21 stores in the U.S. and online.
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $0
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 3x Points on Online
  • 3x Points on In-Store Eligible Purchases
Signup Bonus (points) 20
Balance Computation daily balance (including current transactions)
Purchase APR (Variable APR) 26.99%
Card Type
  • Rewards
  • Store Card
Card Network Other

Forever 21 Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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