Last Updated: 07/28/2025
SuperMoney User Recommendation Score -100
Strongly not recommended10 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
26.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Number of Reviews
Forever 21 Credit Card Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Forever 21 Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 20 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Forever 21 credit card
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Forever 21 credit card FAQ
Does Forever 21 credit card have a cash back or rewards program?
Forever 21 credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does Forever 21 credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Forever 21 credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Forever 21 credit card benefits?
Forever 21 Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Forever 21 credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Forever 21 Credit Card has a variable purchase APR of 26.99%. Forever 21 Credit Card does not offer balance transfers.
Does Forever 21 credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Forever 21 Credit Card does not offer balance transfers.Does Forever 21 credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Forever 21 credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Forever 21 credit card?
The customer service number for Forever 21 credit card is (185) 579-69632.
What is the login page for Forever 21 credit card?
You can access the login page of Forever 21 credit card here.
How do people rate the customer service and user experience of Forever 21 credit card?
Overall, Forever 21 credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Forever 21 Credit Card report your account activity to credit bureaus?
Yes, Forever 21 Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Comenity Bank perform a hard credit pull?
Yes, Forever 21 credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Forever 21 credit card
- Visit the website of Forever 21 credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Forever 21 credit card
Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM