Last Updated: 07/28/2025
Synchrony Premier World Mastercard
Claimed
in Credit Cards from Synchrony Bank
Last Updated: 07/28/2025
SuperMoney User Recommendation Score 0
Mostly recommended9 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
16.24% - 29.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
16.24% - 29.24%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$0
Number of Reviews
Synchrony Premier World Mastercard Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether Synchrony Premier World Mastercard is the right card for you, read on.
Key Takeaways
- APRs: Synchrony Premier World Mastercard has a variable regular purchase APR that ranges from 16.24% up to 29.24%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Synchrony Premier World Mastercard
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Synchrony Premier World Mastercard FAQ
Does Synchrony Premier World Mastercard have a cash back or rewards program?
Synchrony Premier World Mastercard is a rewards card.
| Description |
Does Synchrony Premier World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Synchrony Premier World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Synchrony Premier World Mastercard benefits?
Synchrony Premier World Mastercard provides the following benefits:
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Synchrony Premier World Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Synchrony Premier World Mastercard has a variable purchase APR that ranges from 16.24% up to 29.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 29.24%. It also has a variable cash advance APR of 29.99% .
Does Synchrony Premier World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Synchrony Premier World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Synchrony Premier World Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Synchrony Premier World Mastercard have a foreign transaction fee?
Synchrony Premier World Mastercard charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Synchrony Premier World Mastercard?
The customer service number for Synchrony Premier World Mastercard is (866) 226-5638.
What is the support contact email for Synchrony Premier World Mastercard?
The support contact email for Synchrony Premier World Mastercard is customer.service@mail.synchronybank.com.
What is the login page for Synchrony Premier World Mastercard?
You can access the login page of Synchrony Premier World Mastercard here.
How do people rate the customer service and user experience of Synchrony Premier World Mastercard?
Overall, Synchrony Premier World Mastercard is mostly recommended based on community reviews that rate customer service and user experience.
Does Synchrony Premier World Mastercard report your account activity to credit bureaus?
Yes, Synchrony Premier World Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Synchrony Premier World Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Synchrony Premier World Mastercard
- Visit the website of Synchrony Premier World Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Message from Synchrony Premier World Mastercard
Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM