Synchrony Premier World Mastercard
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| Community Rating | Mostly recommended |
| Purchase APR (Variable APR) |
16.24% - 29.24% (Verified 08/30/2022) |
| Balance Transfer APR (Variable APR) |
16.24% - 29.24% (Verified 08/30/2022) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 8 |
Synchrony Premier World Mastercard Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether Synchrony Premier World Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Synchrony Premier World Mastercard has a variable purchase APR that ranges from 16.24% up to 29.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Synchrony Premier World Mastercard
| The Good | The Bad |
|---|---|
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Synchrony Premier World Mastercard FAQ
Does Synchrony Premier World Mastercard have a cash back or rewards program?
Synchrony Premier World Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Synchrony Premier World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Synchrony Premier World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Synchrony Premier World Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Synchrony Premier World Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Synchrony Premier World Mastercard has a variable purchase APR that ranges from 16.24% up to 29.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 29.24%. It also has a variable cash advance APR of 29.99% .
Does Synchrony Premier World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Synchrony Premier World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Synchrony Premier World Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $29 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Synchrony Premier World Mastercard have a foreign transaction fee?
Synchrony Premier World Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Synchrony Premier World Mastercard?
The Synchrony Premier World Mastercard customer service number is (866) 226-5638.
What is the support contact email for Synchrony Premier World Mastercard?
The support contact email for Synchrony Premier World Mastercard is customer.service@mail.synchronybank.com.
What is the Synchrony Premier World Mastercard login page?
You can access the Synchrony Premier World Mastercard login page here.
How do people rate the customer service and user experience of Synchrony Premier World Mastercard?
Overall, Synchrony Premier World Mastercard is mostly recommended based on community reviews that rate customer service and user experience.
Does Synchrony Premier World Mastercard report your account activity to credit bureaus?
Yes, Synchrony Premier World Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Synchrony Premier World Mastercard
- Visit the Synchrony Premier World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Synchrony Premier World Mastercard
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 23 days |
| Returned Payment Fee | $29 |
| Late Fee Amount | Up to $40 |
Synchrony Premier World Mastercard Community Reviews
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