Last Updated: 07/28/2025
SuperMoney User Recommendation Score -90
Strongly not recommended10 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
29.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
Google Store Financing Review
This is a store card issued by Synchrony Bank. If you're wondering whether Google Store Financing is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Google Store Financing card
| The Good | The Bad |
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Google Store Financing card FAQ
Does Google Store Financing card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Google Store Financing card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Google Store Financing has a variable purchase APR of 29.99%. Google Store Financing does not offer balance transfers.
Does Google Store Financing card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Google Store Financing does not offer balance transfers.Does Google Store Financing card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Google Store Financing card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Google Store Financing card?
The customer service number for Google Store Financing card is (866) 226-5638.
What is the support contact email for Google Store Financing card?
The support contact email for Google Store Financing card is customer.service@mail.synchronybank.com.
How do people rate the customer service and user experience of Google Store Financing card?
Overall, Google Store Financing card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Google Store Financing report your account activity to credit bureaus?
Yes, Google Store Financing reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Google Store Financing card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Google Store Financing card
- Visit the website of Google Store Financing card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Google Store Financing card
Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM
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Other Credit Cards from Synchrony Bank
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
25.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
27.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
400 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.99% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Purchase APR
Up to 29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -90, or 1.2 on a 5-point rating scale.
-90
-1000+100
No one recommends
Everyone recommends
Google Store Financing Community Reviews
Would you recommend Google Store Financing to your friends?
U
Anonymous
Jun 17, 2023
May or may not recommend
I had a $1200 credit limit from Google Store when I pre-ordered the Pixel 6a last year. I have 24 months of 0% interest financing and have never missed a payment. My remaining balance is $340. I was going to pre-order the Pixel Tablet, but unexpectedly, they have drastically reduced my credit limit down to $360. I just called them and the customer service rep couldn't ...Show More
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Ashley D.
Feb 16, 2023
May or may not recommend
I purchased a phone with Google Synchrony financing. I received the phone and HATED it, so returned it within the same week. (December 2022) It is now midway through February 2023 and I am still fighting with Synchrony for them to remove the charges from my account and stop billing me, despite giving all documentation that the item was returned. DO NOT USE SYNCHRONY!!!!
Michelle P.
Oct 2, 2022
May or may not recommend
I applied for Google Financing, who use Synchrony, and it's been a horrible experience. I have an excellent credit score, yet 7 days later, I'm still waiting for approval. I called the 800 number provided, and they insist you provide an account number and SSN to even move forward. I finally got someone on the phone and re-provided all of my information, and they said they couldn't find my application. ...Show More
Brad W.
Dec 27, 2021
May or may not recommend
Designed to make initial payments difficult to make on time so they can get you with exorbitant late fees.
AA
Albin A.
Jun 30, 2021
May or may not recommend
They are the worst lender ever. Don’t give you a warning a lower your credit limit like that. The customer service is like Google itself the worst thing ever. I won’t be coming back to this lender and I’m very inclined to drop all the google services. Honestly they suck
Jennifer W.
Jan 6, 2021
May or may not recommend
We ended up returning all items from my purchase yet, 6 months later I am still fighting with Synchrony/SYNCB and get these items credited and despite multipal disputes being opened they are reporting me for non payment and for whatever reason can't understand that I no longer possess these items although I have full documentation and tracking and even a letter from GoogleStore stating the credits were issues on their ...Show More
TC
Timarie C.
May 15, 2020
May or may not recommend
At first, I had a good experience. My payments were coming out on time and I didn't have to worry about it. But lately their auto-payment system has stopped working and I've had to call every month for the last three months to have them refund a late fee! Every time they assure me it won't happen again, and then it does! I have worse things to worry about during ...Show More
Chris K.
Jan 29, 2020
May or may not recommend
I have 4 purchases on this account
Pixelbook - 2 years equal pmt
Pixelbook #2 - 2 years equal pmt
Video cameras - 1 year no interest
Pixel 3xl - 2 years equal pmt
Of the $400 + on the video equipment that I purchased 9 months ago, they have applied only $37 to it. Both Pixelbooks are now paid off early. And the new phone, they are dropping 75% of my ...Show More
Unearthlydust
Nov 6, 2019
May or may not recommend
This is not Google's Finance but Synchrony Bank. I have 7 accounts w/ Synchrony and all are in perfect standing. My credit is average or just above. Google gave me a $3500 credit line and I purchased $1500 of stuff. Auto Pay is set up $50 a month more then the min. I went to purchase 2 more cameras now and it wouldn't go through. ...Show More
Olivia T.
Aug 26, 2019
May or may not recommend
If you want the best Android phone (the all-mighty Pixel phone) in the market and can pay it back in 24 months, get it. It's 0% APR for 24 months last I checked. Otherwise, Synchrony Bank's service with Google Store is pretty bad and I wouldn't recommend it.
Showing 10 of 10 reviews
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