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  KeyBank College Rewards

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KeyBank College Rewards

in Personal Credit Cards from KeyBank National Association

Out of Business

KeyBank College Rewards

in Personal Credit Cards from KeyBank National Association

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Highlights
Highlights
Purchase APR  (Variable APR) Starting at 11.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $0

KeyBank College Rewards Review

KeyBank College Rewards is a rewards credit card issued by KeyBank National Association. If you're wondering whether KeyBank College Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
KeyBank College Rewards Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR on new purchases .
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
KeyBank College Rewards FAQ

Is there a KeyBank College Rewards cash back or rewards program?

KeyBank College Rewards offers a rewards program to its customers.

KeyBank College Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does KeyBank College Rewards have a signup bonus?

KeyBank College Rewards doesn't offer a cash signup bonus.

Does KeyBank College Rewards offer an annual loyalty bonus?

KeyBank College Rewards doesn't offer a cash loyalty bonus.

What are the relevant APRs for KeyBank College Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. KeyBank College Rewards has lower than average purchase APRs.

KeyBank College Rewards has a variable purchase APR starting at 11.99% .

Does KeyBank College Rewards have an introductory APR offer on balance transfers?

No, KeyBank College Rewards does not come with an introductory APR offer for balance transfers.

Does KeyBank College Rewards have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases

KeyBank College Rewards Purchase Intro Offer
Description
Introductory Rate 0%

What are the fees for KeyBank College Rewards?

The following fees apply to KeyBank College Rewards:

  • An overlimit fee of $10.
KeyBank College Rewards Fees
Fees Amount
Annual Fee $0
Overlimit Fee $10
Foreign Transaction Fee 3%
Late Payment Fee $35

Does KeyBank College Rewards have a foreign transaction fee?

KeyBank College Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for KeyBank College Rewards

  • Visit the KeyBank College Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $0
Foreign Currency Transaction Fee 3%
Over-Limit Fee $10
Returned Payment Fee Starting at $35
Late Fee Amount $35
Balance Computation N/A
Purchase APR (Variable APR) Starting at 11.99%

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