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  KeyBank College Rewards

Out of Business

KeyBank College Rewards

in Personal Credit Cards from KeyBank National Association

Out of Business

KeyBank College Rewards

in Personal Credit Cards from KeyBank National Association

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Highlights
Purchase APR  (Variable APR) Starting at 11.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $0

KeyBank College Rewards Review

KeyBank College Rewards is no longer available to new customers on SuperMoney.

Click here to compare Personal Credit Cards and quickly find the best options for your needs.

This is a rewards credit card issued by KeyBank National Association. If you're wondering whether KeyBank College Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Pros & Cons of KeyBank College Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR on new purchases .
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
KeyBank College Rewards FAQ

Does KeyBank College Rewards have a cash back or rewards program?

KeyBank College Rewards is a rewards card.

KeyBank College Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does KeyBank College Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does KeyBank College Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for KeyBank College Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 11.99% .

Does KeyBank College Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does KeyBank College Rewards have an intro APR offer on new purchases?

KeyBank College Rewards Purchase Intro Offer
Description
Introductory Rate 0%

This card does offer an intro APR rate of 0% on qualified purchases

What are the fees for KeyBank College Rewards?

The following fees apply:

  • An overlimit fee of $10.
KeyBank College Rewards Fees
Fees Amount
Annual Fee $0
Overlimit Fee $10
Foreign Transaction Fee 3%
Late Payment Fee $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does KeyBank College Rewards have a foreign transaction fee?

KeyBank College Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

How to apply for KeyBank College Rewards

  • Visit the KeyBank College Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Ohio
Availabile in all of Ohio

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Foreign Currency Transaction Fee 3%
Over-Limit Fee $10
Returned Payment Fee Starting at $35
Late Fee Amount $35
Balance Computation 0
Purchase APR (Variable APR) Starting at 11.99%
Card Type
  • Balance Transfer
  • Rewards
  • Zero Percent
Card Network Mastercard

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