Lane Bryant Credit Card

Lane Bryant Credit Card Review

This is a store rewards card issued by Comenity Bank. If you're wondering whether Lane Bryant credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 100 points after spending $1 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.

Pros & Cons of Lane Bryant credit card

The Good	The Bad
Cardholders can bank extra points with special monthly offers Extended returns for cardholders (60 days, with receipt) Yearly birthday gift for Cardmembers. No annual fee. Cardholders can earn rewards on their purchases. Lane Bryant Credit Card reports to multiple credit bureaus.	High interest rate. Store only credit card. Cannot be used for other purchases. Higher than average purchase APRs. You don't earn rewards on every purchase.

Lane Bryant credit card FAQ

Does Lane Bryant credit card have a cash back or rewards program?

Lane Bryant credit card is a rewards card. This card features rewards for purchases in the following categories:

• Retail

Lane Bryant credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	100
Signup Bonus Spend Requirement	$1

What are the relevant APRs for Lane Bryant credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Lane Bryant Credit Card has a variable purchase APR starting at 29.24% .

What are the fees for Lane Bryant credit card?

The following fees apply:

Lane Bryant credit card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$39
Late Payment Fee	$39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Lane Bryant Credit Card report your account activity to credit bureaus?

Yes, Lane Bryant Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Lane Bryant credit card

• Visit the Lane Bryant credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.