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  Pep Boys Credit Card

Pep Boys Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

Pep Boys Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Pep Boys Credit Card Review

Pep Boys Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Pep Boys Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Gas rewards.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Pep Boys Credit Card Pros & Cons
The Good The Bad
  • Exclusive cardholder promotional financing offers.
  • Can be used for Gas Stations Nationwide (Gas station purchases are not eligible for promotional financing.)
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Pep Boys Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Pep Boys Credit Card FAQ

Is there a Pep Boys Credit Card cash back or rewards program?

No, Pep Boys Credit Card does not offer a rewards program.

What are the Pep Boys Credit Card benefits?

Pep Boys Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Pep Boys Credit Card?

It also has a variable cash advance APR of 29.99% .

Does Pep Boys Credit Card have an introductory APR offer on balance transfers?

No, Pep Boys Credit Card does not come with an introductory APR offer for balance transfers.

Does Pep Boys Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

Pep Boys Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 12

What are the fees for Pep Boys Credit Card?

The following fees apply to Pep Boys Credit Card:

Pep Boys Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $28
Late Payment Fee up to $39

Does Pep Boys Credit Card report your account activity to credit bureaus?

Yes, Pep Boys Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Pep Boys Credit Card

  • Visit the Pep Boys Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee  
Annual Fee $0
Minimum Interest Charge $2
Returned Payment Fee Up to $28
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Fraud Liability
Bonus Rewards - 6 months promotional financing on purchases of $199-$749.99 - 12 months promotional financing on purchases of $750+ - Simple credit application process - Instant credit available - Exclusive cardholder promotional financing offers - Credit line dedicated to auto care - Receive your credit card in 7-10 days after approval - Online account management at MySynchrony.com - Gas stations nationwide
Cash Advance APR (Variable APR) 29.99%
Card Type
  • Store Card
  • Gas
Card Network Other

Pep Boys Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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