SuperMoney 

Gold Delta SkyMiles® Credit Card from American Express

in Personal Credit Cards from American Express Bank

Unaffiliated Apply Now

Gold Delta SkyMiles® Credit Card from American Express

Unaffiliated

in Personal Credit Cards from American Express Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Gold Delta SkyMiles® Credit Card from American Express to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR 17.74% - 26.74%
Balance Transfer APR 17.74% - 26.74%
Annual Fee $95
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Gold Delta SkyMiles® Credit Card from American Express is a credit card issued by American Express Bank, which is based in New York, NY. 

Gold Delta SkyMiles® Credit Card from American Express is designed for people with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Gold Delta SkyMiles® Credit Card from American Express has a variable purchase APR that ranges from 17.74% up to 26.74%.

The card has a variable balance transfer APR that ranges from 17.74% up to 26.74%.

It also has a variable cash advance APR of 27.24%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Gold Delta SkyMiles® Credit Card from American Express does not come with an introductory APR offer for balance transfers.

Gold Delta SkyMiles® Credit Card from American Express does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Gold Delta SkyMiles® Credit Card from American Express:

  • An annual fee of $95. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $38.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

Gold Delta SkyMiles® Credit Card from American Express offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

Gold Delta SkyMiles® Credit Card from American Express doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Gold Delta SkyMiles® Credit Card from American Express doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Gold Delta SkyMiles® Credit Card from American Express provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Gold Delta SkyMiles® Credit Card from American Express report your account activity to credit bureaus?

    Gold Delta SkyMiles® Credit Card from American Express reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Over-Limit Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee First Year  
    No Foreign Transaction Fee  
    Returned Payment Fee $38
    Annual Fee $95
    Late Fee Amount $38
    Cash Advance Fee (%) 3%
    Cash Advance Fee Minimum $5
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 2x
    Every Purchase 1x
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Every Purchase
    • Trains, Cruises, Other Travel
    Signup Bonus (points) 75,000
    Purchase APR (Variable APR) 17.74% - 26.74%
    Cash Advance APR (Variable APR) 27.24%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.74% - 26.74%

    Be the first to rate

     
     

    Would you recommend Gold Delta SkyMiles® Credit Card from American Express to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    American Express Bank Personal Credit Cards

    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    Amex EveryDay® Credit Card

    Amex EveryDay® Credit Card

    Be the first to rate

    Purchase APR 14.49% - 25.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 25.49%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 640 - 850     300 850
    Hilton Honors American Express Card
    Purchase APR 17.74% - 26.74%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.74% - 26.74%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 650 - 850     300 850
    Premier Rewards Gold Card from American Express®

    Premier Rewards Gold Card from American Express®

    3
    1
    1
    5 total votes
    Purchase APR N/A Purchase APR
    Balance Transfer APR N/A Balance Transfer APR
    Annual Fee $195 Annual Fee
    Credit Score Range 700 - 850     300 850
    American Express® Green Card

    American Express® Green Card

    2
    2
     
    4 total votes
    Purchase APR N/A Purchase APR
    Balance Transfer APR N/A Balance Transfer APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850
    Platinum Delta SkyMiles Credit Card

    Platinum Delta SkyMiles Credit Card

     
     
    1
    1 total votes
    Purchase APR 17.24% - 26.24%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.24% - 26.24%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $195 Annual Fee
    Credit Score Range 700 - 850     300 850
    Delta Reserve Credit Card from American Express®
    Purchase APR 17.24% - 26.24%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 17.24% - 26.24%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $450 Annual Fee
    Credit Score Range 700 - 850     300 850
    Blue Cash Preferred Card from American Express
    Purchase APR 14.49% - 25.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 25.49%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850
    The Starwood Preferred Guest Credit Card from American Express®
    Purchase APR 16.74% - 20.74%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 16.74% - 20.74%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $95 Annual Fee
    Credit Score Range 700 - 850     300 850