Gold Delta SkyMiles from American Express Review

Gold Delta SkyMiles from American Express is a rewards credit card issued by American Express National Bank. If you're wondering whether Gold Delta SkyMiles from American Express is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of 60000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Gold Delta SkyMiles from American Express has a variable purchase APR that ranges from 15.74% up to 24.74%.
• Annual fee waived the first year. Gold Delta SkyMiles from American Express gives you the chance to have the card for a year without paying the $99 annual fee.
• 3% Balance transfer fee. Gold Delta SkyMiles from American Express charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Is there a Gold Delta SkyMiles from American Express cash back or rewards program?

Gold Delta SkyMiles from American Express offers a rewards program to its customers.

What are the Gold Delta SkyMiles from American Express benefits?

Gold Delta SkyMiles from American Express provides the following benefits:

• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Gold Delta SkyMiles from American Express?

Gold Delta SkyMiles from American Express has a variable purchase APR that ranges from 15.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.74%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Gold Delta SkyMiles from American Express?

The following fees apply to Gold Delta SkyMiles from American Express:

• There is no overlimit fee

Does Gold Delta SkyMiles from American Express report your account activity to credit bureaus?

Yes, Gold Delta SkyMiles from American Express reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Gold Delta SkyMiles from American Express

• Visit the Gold Delta SkyMiles from American Express website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.