Gold Delta SkyMiles® Credit Card from American Express
in Personal Credit Cards from American Express Bank
Unaffiliated Apply NowGold Delta SkyMiles® Credit Card from American Express
in Personal Credit Cards from American Express Bank
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| Purchase APR | 17.74% - 26.74% |
| Balance Transfer APR | 17.74% - 26.74% |
| Annual Fee | $95 |
| Credit Score Range | 700 - 850 |
Overview
Who is this credit card designed for?
Gold Delta SkyMiles® Credit Card from American Express is a credit card issued by American Express Bank, which is based in New York, NY.
Gold Delta SkyMiles® Credit Card from American Express is designed for people with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.
What are the relevant APRs?
Gold Delta SkyMiles® Credit Card from American Express has a variable purchase APR that ranges from 17.74% up to 26.74%.
The card has a variable balance transfer APR that ranges from 17.74% up to 26.74%.
It also has a variable cash advance APR of 27.24%.
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
No, Gold Delta SkyMiles® Credit Card from American Express does not come with an introductory APR offer for balance transfers.
Gold Delta SkyMiles® Credit Card from American Express does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Gold Delta SkyMiles® Credit Card from American Express:
- An annual fee of $95. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $38.
- A returned payment fee of up to $38.
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
Gold Delta SkyMiles® Credit Card from American Express offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Airfare
- Every Purchase
- Trains, Cruises, Other Travel
Is a signup bonus offered?
Gold Delta SkyMiles® Credit Card from American Express doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.
Is an annual loyalty bonus offered?
Gold Delta SkyMiles® Credit Card from American Express doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Gold Delta SkyMiles® Credit Card from American Express provides the following benefits:
Does Gold Delta SkyMiles® Credit Card from American Express report your account activity to credit bureaus?
Gold Delta SkyMiles® Credit Card from American Express reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 USA - Visit Site
Other Services by American Express Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee First Year | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $38 |
| Annual Fee | $95 |
| Late Fee Amount | $38 |
| Cash Advance Fee (%) | 3% |
| Cash Advance Fee Minimum | $5 |
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