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Last Updated: 07/28/2025

Synchrony Premier World Mastercard

from Synchrony Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Synchrony Premier World Mastercard logo
Mostly recommended9 total votes
3 users recommend
3 users are unsure
3 users don't recommend

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Highlights

Community Rating

Mostly recommended

Purchase APR (Variable APR)

16.24% - 29.24%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

16.24% - 29.24%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

700 - 850

Annual Fee

$0

Number of Reviews

9

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Synchrony Premier World Mastercard Review

This is a rewards card issued by Synchrony Bank. If you're wondering whether Synchrony Premier World Mastercard is the right card for you, read on.

Key Takeaways

  • APRs: Synchrony Premier World Mastercard has a variable regular purchase APR that ranges from 16.24% up to 29.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel assistance, and fraud protection.
  • Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Synchrony Premier World Mastercard

Synchrony Premier World Mastercard FAQ

Does Synchrony Premier World Mastercard have a cash back or rewards program?

Synchrony Premier World Mastercard is a rewards card.

Does Synchrony Premier World Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Synchrony Premier World Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Synchrony Premier World Mastercard benefits?

Synchrony Premier World Mastercard provides the following benefits:
  • Emergency Support
  • Zero fraud liability
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus
Click here for a full list of benefits.

What are the relevant APRs for Synchrony Premier World Mastercard?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Synchrony Premier World Mastercard has a variable purchase APR that ranges from 16.24% up to 29.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 29.24%. It also has a variable cash advance APR of 29.99% .

Does Synchrony Premier World Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Synchrony Premier World Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Synchrony Premier World Mastercard?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Synchrony Premier World Mastercard have a foreign transaction fee?

Synchrony Premier World Mastercard charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Synchrony Premier World Mastercard?

The customer service number for Synchrony Premier World Mastercard is (866) 226-5638.

What is the support contact email for Synchrony Premier World Mastercard?

The support contact email for Synchrony Premier World Mastercard is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of Synchrony Premier World Mastercard?

Overall, Synchrony Premier World Mastercard is mostly recommended based on community reviews that rate customer service and user experience.

Does Synchrony Premier World Mastercard report your account activity to credit bureaus?

Yes, Synchrony Premier World Mastercard reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Synchrony Bank perform a hard credit pull?

Yes, Synchrony Premier World Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Synchrony Premier World Mastercard

  • Visit the website of Synchrony Premier World Mastercard.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Synchrony Premier World Mastercard logo

Message from Synchrony Premier World Mastercard

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products. With more than $139 billion in sales financed and 68.5 million active accounts, Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
(866) 226-5638
Visit Site

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Synchrony Premier World Mastercard Community Reviews

Would you recommend Synchrony Premier World Mastercard to your friends?

JS

Jason S.

Apr 3, 2023

May or may not recommend

Synchrony credit cards are trash and so is the bank. Do not get a credit card with these crooks. I have a 6-year 100% on time payment history along with an average 750 credit score and they treat me like s***. They like to give you a 30% APR and charge excessive fees for anything. Run away from this card I regret ever doing any business with them

ZS

Zohra S.

Sep 21, 2022

May or may not recommend

Synchrony has excellent fraud detection services. I lost my card once and they immediately replaced in a couple of days. Also, the cashback is pretty impressive.

SZ

Shelby Z.

Sep 15, 2022

May or may not recommend

My credit was on the lower side and they accepted me when I was trying to rebuild. As with any card, pay your bill and it'll go smoothly. They don't offer rewards which is something that I'd important to me.

RL

Rin L.

Sep 3, 2022

May or may not recommend

I dont have personal experience with this mastercard but it seems to be okay, i wouldnt jump too fast into applying for one

FM

Fathima M.

Aug 27, 2022

May or may not recommend

The customer service was horrible, my card didn’t work so had to report it took days.

Shaina M. avatar image

Shaina M.

Aug 12, 2022

May or may not recommend

I would say be honest and know your credit situation before applying but I do suggest it for REBUILDING credit . They aren’t too relaxed in credit and they don’t offer many rewards which is big for me with credit card selection.

CK

Christine K.

Jul 29, 2022

May or may not recommend

helps your credit for those who need their creidt built back up

MD

Maniya D.

Jul 28, 2022

May or may not recommend

reward and benefits offered. Low minimum credit score requirement for potential consumers. no annual fee for consumers and the interest charged is very low. I recommend this personal card

MA

Muhammad A.

Jul 23, 2022

May or may not recommend

very slow service and difficult in use so i cant recomanded

Showing 9 of 9 reviews

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