Last Updated: 07/28/2025
SuperMoney User Recommendation Score -33
Mostly not recommended6 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
26.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Number of Reviews
TJX Rewards Credit Card Review
This is a store rewards card issued by Synchrony Bank. If you're wondering whether TJX Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 10 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of TJMaxx credit card
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TJMaxx credit card FAQ
Does TJMaxx credit card have a cash back or rewards program?
TJMaxx credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does TJMaxx credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10 points signup bonus that can be redeemed for travel, gifts, or other perks.Does TJMaxx credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the TJMaxx credit card benefits?
TJX Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for TJMaxx credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.TJX Rewards Credit Card has a variable purchase APR of 26.99%. TJX Rewards Credit Card does not offer balance transfers.
Does TJMaxx credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. TJX Rewards Credit Card does not offer balance transfers.Does TJMaxx credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for TJMaxx credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for TJMaxx credit card?
The customer service number for TJMaxx credit card is (866) 226-5638.
What is the support contact email for TJMaxx credit card?
The support contact email for TJMaxx credit card is customer.service@mail.synchronybank.com.
What is the login page for TJMaxx credit card?
You can access the login page of TJMaxx credit card here.
How do people rate the customer service and user experience of TJMaxx credit card?
Overall, TJMaxx credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does TJX Rewards Credit Card report your account activity to credit bureaus?
Yes, TJX Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, TJMaxx credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for TJMaxx credit card
- Visit the website of TJMaxx credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM