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  TJX Rewards Credit Card

TJX Rewards Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

TJX Rewards Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
Browse Reviews: 1 Recommendations | 0 Complaints
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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) Starting at 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

TJX Rewards Credit Card Review

TJX Rewards Credit Card is a store rewards credit card issued by Synchrony Bank. If you're wondering whether TJX Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
TJX Rewards Credit Card Pros & Cons
The Good The Bad
  • Rewards points on every purchase.
  • Card can be used at TJMaxx, Marshalls, Home Goods, Sierra, and Home Sense.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • TJX Rewards Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • High interest
  • Store only card
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
TJX Rewards Credit Card FAQ

Is there a TJX Rewards Credit Card cash back or rewards program?

TJX Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Retail
TJX Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does TJX Rewards Credit Card have a signup bonus?

TJX Rewards Credit Card doesn't offer a cash signup bonus.

Does TJX Rewards Credit Card offer an annual loyalty bonus?

TJX Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for TJX Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. TJX Rewards Credit Card has higher than average purchase APRs.

TJX Rewards Credit Card has a variable purchase APR starting at 29.24% .

Does TJX Rewards Credit Card have an introductory APR offer on balance transfers?

No, TJX Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does TJX Rewards Credit Card have an introductory APR offer on new purchases?

TJX Rewards Credit Card does not offer an introductory rate on new purchases.
TJX Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for TJX Rewards Credit Card?

The following fees apply to TJX Rewards Credit Card:

TJX Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $35

Does TJX Rewards Credit Card report your account activity to credit bureaus?

TJX Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for TJX Rewards Credit Card

  • Visit the TJX Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Late Fee Amount Up to $35
Customer Type Personal
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards 10% off first purchase when you open an account.
Rewards Categories Retail
Balance Computation daily balance
Purchase APR (Variable APR) Starting at 29.24%

TJX Rewards Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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