First Bank Legacy Checking Review
First Bank Legacy Checking is offered by First Bank,
founded in 1906 and based in Creve Coeur, MO.
First Bank Legacy Checking are available in
3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $8.95.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through First Bank.
First Bank Legacy Checking Pros & Cons
- Interest-yielding account.
- Access to physical branches.
- Free debit card
- Access to a nationwide network of ATMs.
- No signup bonus.
- Only available in 3 states.
- Monthly service charge.
First Bank Legacy Checking FAQ
Are checking accounts from First Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Bank Legacy Checking offer?
First Bank Legacy Checking Rates & Terms
|APY (Annual Percentage Yield)
First Bank Legacy Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for First Bank Legacy Checking?
First Bank Legacy Checking requires a minimum initial deposit of $100 to open an account.
First Bank Legacy Checking Minimums
|Minimum Opening Deposit
||Starting at $100
|Minimum Combined Balance to Avoid Monthly Fee
What fees does First Bank Legacy Checking charge?
This account charges a monthly service fee of up to $8.95.
First Bank Legacy Checking Fees
||$0 - $8.95
|Bank Teller Fee
|Paper Statement Fee
|Online Bill Pay Fee
|Check Cashing Fee
What features and perks does First Bank Legacy Checking offer?
This account includes the following features:
- Fraud monitoring - First Bank Legacy Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Bank Legacy Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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