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Last Updated: 01/21/2026

First Bank Student Checking

from First Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)

Disclaimer popup with additional information

First Bank Student Checking Review

The First Bank Student Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank Student Checking is available in 3 states.

Key Takeaways

Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank Student Checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Only available in 3 states.

First Bank Student Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank Student Checking offer?

First Bank Student Checking is not an interest-bearing account.

What are the account minimums for First Bank Student Checking?

First Bank Student Checking requires a minimum initial deposit of $25.

First Bank Student Checking Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does First Bank Student Checking charge?

This account charges a monthly maintenance fee each statement cycle of $0.

First Bank Student Checking Fees

Description

Monthly Service Fee

ATM Fee: In-Network

Starting at $0

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

What features and perks does First Bank Student Checking offer?

This account includes the following features:

Fraud monitoring - First Bank Student Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank Student Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Bank Student Checking

No one says you have to bank exactly like Mom and Dad. Modern technology will make you feel right at home as you learn to handle your own finances. We understand that young people have their own way of doing things. You're good with computers. You're good with smartphones and mobile devices. That's why we think you'll like a checking account that lets you use all sorts of digital tools - and saves you money that you'd rather spend on apps, downloads and all that other high-tech stuff.

Student Checking --- Managing money like a grown-up can be kind of cool. Access account on-the-go with Mobile Banking. Save time with electronic Bill Pay. Avoid monthly fee with one simple step.

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.