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Last Updated: 03/03/2026

Boscov's Credit Card

from Comenity Bank

Last Updated: 03/03/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Boscov's Credit Card logo
Rating not yet determined3 total votes
3 users don't recommend

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Highlights

Purchase APR (Variable APR)

27.49%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

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Boscov's Credit Card Review

This is a store rewards card issued by Comenity Bank. If you're wondering whether Boscov's Credit Card is the right card for you, read on.

Key Takeaways

  • Welcome offer. Offers a signup bonus of 100 points that can be redeemed for travel, gifts, or other perks.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 27.49%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Boscov's credit card

Boscov's credit card FAQ

Does Boscov's credit card have a cash back or rewards program?

Boscov's credit card is a rewards card.

Does Boscov's credit card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 100 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Boscov's credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Boscov's credit card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.
Boscov's Credit Card has a variable purchase APR of 27.49%. Boscov's Credit Card does not offer balance transfers.

Does Boscov's credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Boscov's Credit Card does not offer balance transfers.

Does Boscov's credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Boscov's credit card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $41 .

What is the customer service phone number for Boscov's credit card?

The customer service number for Boscov's credit card is (185) 579-69632.

How do people rate the customer service and user experience of Boscov's credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Comenity Bank perform a hard credit pull?

Yes, Boscov's credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Boscov's credit card

  • Visit the website of Boscov's credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020
(185) 579-69632
Visit Site

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Boscov's Credit Card Community Reviews

Would you recommend Boscov's Credit Card to your friends?

Crystal C. avatar image

Crystal C.

Aug 17, 2021

May or may not recommend

I had a bill for $9.08 .I thought it was $9.00. They gave me a $35 late fee over 8 cents. They refused to take it off and also put it on my credit report. They are cruel and uncaring and greedy. I closed this card I will never use Comenity again.

U

Anonymous

Feb 20, 2020

May or may not recommend

they closed my account in good standing without any notice bc i dont use it enough. mb they shouldnt charge for shipping! like most companies and more people would want to shop there more often. worst company ever. they have horrible deals and are way more expensive ghan say JC Penny, Macys.

U

Anonymous

Aug 27, 2019

May or may not recommend

For the 2nd month in a row I received a late fee of $26!! Bill was due on the 11th .. mailed it on the 5th ... not cashed untill the 12th! What a game / scam they play! WILL no longer use Boscovs Credit card IF I shop there . This happens to none of the other credit cards I have .. and btw ...Show More

Showing 3 of 3 reviews

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