Credit One Bank® Visa® Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
UnaffiliatedCredit One Bank® Visa® Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
Would you recommend Credit One Bank® Visa® Cash Back Rewards to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 23.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 - $99 |
Credit One Bank® Visa® Cash Back Rewards Review
Credit One Bank® Visa® Cash Back Rewards is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Visa® Cash Back Rewards is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.99%
- Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
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Is there a Credit One Bank® Visa® Cash Back Rewards cash back or rewards program?
No, Credit One Bank® Visa® Cash Back Rewards does not offer a rewards program. Credit One Bank® Visa® Cash Back Rewards is a cashback card. This means you earn a percentage of your purchase as a cash reward.
What are the Credit One Bank® Visa® Cash Back Rewards benefits?
Credit One Bank® Visa® Cash Back Rewards provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Credit One Bank® Visa® Cash Back Rewards?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit One Bank® Visa® Cash Back Rewards has higher than average purchase APRs.Credit One Bank® Visa® Cash Back Rewards has a variable purchase APR of 23.99%. It also has a variable cash advance APR of 23.99% .
Does Credit One Bank® Visa® Cash Back Rewards have an introductory APR offer on balance transfers?
No, Credit One Bank® Visa® Cash Back Rewards does not come with an introductory APR offer for balance transfers.Does Credit One Bank® Visa® Cash Back Rewards have an introductory APR offer on new purchases?
Credit One Bank® Visa® Cash Back Rewards does not offer an introductory rate on new purchases.What are the fees for Credit One Bank® Visa® Cash Back Rewards?
The following fees apply to Credit One Bank® Visa® Cash Back Rewards:
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $0 up to $99 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Credit One Bank® Visa® Cash Back Rewards have a foreign transaction fee?
Credit One Bank® Visa® Cash Back Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Credit One Bank® Visa® Cash Back Rewards report your account activity to credit bureaus?
Yes, Credit One Bank® Visa® Cash Back Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit One Bank® Visa® Cash Back Rewards
- Visit the Credit One Bank® Visa® Cash Back Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - Visit Site
About Credit One Bank® Visa® Cash Back Rewards
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 8% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $0 - $99 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Credit One Bank® Visa® Cash Back Rewards Community Reviews
Would you recommend Credit One Bank® Visa® Cash Back Rewards to your friends?
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