Credit One Bank® Visa® Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
UnaffiliatedCredit One Bank® Visa® Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
Would you recommend Credit One Bank® Visa® Cash Back Rewards to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 23.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 700 - 850 |
| Annual Fee | $39 |
Credit One Bank® Visa® Cash Back Rewards Review
This is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
|---|---|
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Does Credit One credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Credit One credit card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Credit One credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 23.99%. It also has a variable cash advance APR of 23.99% .
Does Credit One credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit One credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit One credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $39 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Credit One credit card have a foreign transaction fee?
Credit One credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit One credit card?
The Credit One credit card customer service number is (877) 825-3242.
How do people rate the customer service and user experience of Credit One credit card?
Overall, Credit One credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Credit One Bank® Visa® Cash Back Rewards report your account activity to credit bureaus?
Yes, Credit One Bank® Visa® Cash Back Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit One credit card
- Visit the Credit One credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - (877) 825-3242
- Visit Site
About Credit One Bank® Visa® Cash Back Rewards
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 8% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $39 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Credit One Bank® Visa® Cash Back Rewards Community Reviews
Would you recommend Credit One Bank® Visa® Cash Back Rewards to your friends?
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