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  Credit One Bank Platinum Plus Visa

Credit One Bank Platinum Plus Visa

in Personal Credit Cards from Credit One Bank

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Credit One Bank Platinum Plus Visa

Unaffiliated

in Personal Credit Cards from Credit One Bank

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Highlights
Highlights
Annual Fee $39
Purchase APR  (Variable APR) 25.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850

Credit One Bank Platinum Plus Visa Review

Credit One Bank Platinum Plus Visa is a cashback credit card issued by Credit One Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Credit One Bank Platinum Plus Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Credit One Bank Platinum Plus Visa
The Good The Bad
  • Free access to your credit score.
  • Earn rewards on every purchase.
  • Credit One Bank Platinum Plus Visa reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $39.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card rewards.
  • Is there a Credit One Bank Platinum Plus Visa cash back or rewards program?

    Credit One Bank Platinum Plus Visa is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    Credit One Bank Platinum Plus Visa Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the Credit One Bank Platinum Plus Visa benefits?

    Credit One Bank Platinum Plus Visa provides the following benefits:

    • Free Credit Score
    • Zero fraud liability
    • Reports to major credit bureaus

    What are the relevant APRs for Credit One Bank Platinum Plus Visa?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit One Bank Platinum Plus Visa has higher than average purchase APRs.

    Credit One Bank Platinum Plus Visa has a variable purchase APR of 25.74%. It also has a variable cash advance APR of 25.74% .

    Does Credit One Bank Platinum Plus Visa have an introductory APR offer?

    Credit One Bank Platinum Plus Visa does not offer an introductory rate on new purchases.
    Credit One Bank Platinum Plus Visa Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    Credit One Bank Platinum Plus Visa Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 25.74%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 25.74%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Credit One Bank Platinum Plus Visa fees?

    The following fees apply to Credit One Bank Platinum Plus Visa:

    Credit One Bank Platinum Plus Visa Fees
    Fees Amount
    Annual Fee $39
    Foreign Transaction Fee 3%
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does Credit One Bank Platinum Plus Visa have a foreign transaction fee?

    Credit One Bank Platinum Plus Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Credit One Bank Platinum Plus Visa report your account activity to credit bureaus?

    Credit One Bank Platinum Plus Visa reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Credit One Bank Platinum Plus Visa

    • Visit the Credit One Bank Platinum Plus Visa website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   585 Pilot Rd.
      Las Vegas, NV 89119
    •   Visit Site

    About Credit One Bank Platinum Plus Visa

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    View all personal credit cards offered by Credit One Bank

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) Earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services
    No Interest Grace Period for Late Payment 24
    Annual Fee $39
    Cash Advance Fee (%) 8%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Late Fee Amount Up to $39
    Minimum Interest Charge $1
    Returned Payment Fee Up to $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Cashback
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Score
    Fraud Liability  
    Free FICO Score  
    Rewards Categories
    • Every Purchase
    Cash Advance APR (Variable APR) 25.74%
    Purchase APR (Variable APR) 25.74%
    Balance Computation average daily balance (including new purchases)

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