Credit Union of Texas Platinum Rewards Mastercard is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
Not Currently Available
Credit Union of Texas Platinum Rewards Mastercard
Unaffiliated
in Credit Cards from Credit Union of Texas
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
9.9% - 17.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
11.9% - 17.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
N/A
Credit Union of Texas Platinum Rewards Mastercard Review
Credit Union of Texas Platinum Rewards Mastercard is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a store travel card issued by Credit Union of Texas. If you're wondering whether Credit Union of Texas Platinum Rewards Mastercard is the right card for you, read on.
Key Takeaways
- APRs: Credit Union of Texas Platinum Rewards Mastercard has a variable regular purchase APR that ranges from 9.9% up to 17.9%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Credit Union of Texas Platinum Rewards Mastercard
| The Good | The Bad |
|
|
Credit Union of Texas Platinum Rewards Mastercard FAQ
Does Credit Union of Texas Platinum Rewards Mastercard have a cash back or rewards program?
Credit Union of Texas Platinum Rewards Mastercard is a travel rewards card.
| Description |
Does Credit Union of Texas Platinum Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Credit Union of Texas Platinum Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Credit Union of Texas Platinum Rewards Mastercard benefits?
Credit Union of Texas Platinum Rewards Mastercard provides the following benefits:
- Free Credit Score
- Emergency Support
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Credit Union of Texas Platinum Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Credit Union of Texas Platinum Rewards Mastercard has a variable purchase APR that ranges from 9.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 11.9% up to 17.9%. It also has a variable cash advance APR that ranges from 11.9% up to 17.9%.
Does Credit Union of Texas Platinum Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union of Texas Platinum Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union of Texas Platinum Rewards Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee starting at $25. Does Credit Union of Texas Platinum Rewards Mastercard have a foreign transaction fee?
Credit Union of Texas Platinum Rewards Mastercard charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union of Texas Platinum Rewards Mastercard?
The customer service number for Credit Union of Texas Platinum Rewards Mastercard is (927) 263-9497.
What is the support contact email for Credit Union of Texas Platinum Rewards Mastercard?
The support contact email for Credit Union of Texas Platinum Rewards Mastercard is social@cutx.org.
What is the login page for Credit Union of Texas Platinum Rewards Mastercard?
You can access the login page of Credit Union of Texas Platinum Rewards Mastercard here.
How do people rate the customer service and user experience of Credit Union of Texas Platinum Rewards Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union of Texas Platinum Rewards Mastercard report your account activity to credit bureaus?
Yes, Credit Union of Texas Platinum Rewards Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Texas perform a hard credit pull?
Yes, Credit Union of Texas Platinum Rewards Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit Union of Texas Platinum Rewards Mastercard
- Visit the website of Credit Union of Texas Platinum Rewards Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Credit Union of Texas Platinum Rewards Mastercard's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
Invalid DateTime - Invalid DateTime
Tuesday
Invalid DateTime - Invalid DateTime
Wednesday
Invalid DateTime - Invalid DateTime
Thursday
Invalid DateTime - Invalid DateTime
Friday
Invalid DateTime - Invalid DateTime
Saturday
Closed