
Value City Furniture Credit Card
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Community Rating | Mostly not recommended |
Purchase APR (Variable APR) | 29.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 650 - 850 |
Annual Fee | N/A |
Number of Reviews | 5 |
Value City Furniture Credit Card Review
This is a store card issued by Synchrony Bank. If you're wondering whether Value City credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Value City credit card
The Good | The Bad |
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Value City credit card FAQ
Does Value City credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Value City credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Value City Furniture Credit Card has a variable purchase APR of 29.99%.
Does Value City credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Value City credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Value City credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Returned Payment Fee | $28 |
Late Payment Fee | up to $39 |
What is the customer service phone number for Value City credit card?
The Value City credit card customer service number is (866) 226-5638.
What is the support contact email for Value City credit card?
The support contact email for Value City credit card is customer.service@mail.synchronybank.com.
What is the Value City credit card login page?
You can access the Value City credit card login page here.
How do people rate the customer service and user experience of Value City credit card?
Overall, Value City credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Value City Furniture Credit Card report your account activity to credit bureaus?
Yes, Value City Furniture Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Value City credit card
- Visit the Value City credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Value City credit card
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
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- Hawaii
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- Illinois
- Indiana
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- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $28 |
Late Fee Amount | Up to $39 |
Value City Furniture Credit Card Community Reviews
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