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Last Updated: 07/28/2025

Value City Furniture Credit Card

in Credit Cards from Synchrony Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Value City Furniture Credit Card logo
Mostly not recommended6 total votes
1 users recommend
1 users are unsure
4 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Purchase APR (Variable APR)

29.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

N/A

Number of Reviews

6

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Value City Furniture Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether Value City Furniture Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Value City credit card

Value City credit card FAQ

Does Value City credit card have a cash back or rewards program?

No, it does not offer a rewards program.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Value City Furniture Credit Card logo

Message from Value City credit card

Synchrony (NYSE: SYF) is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products.

Our investments in technology across multiple platforms—in-store, online and mobile—allow us to engage consumers when and where they want. Our programs and tools strengthen the relationship between our business partners and their customers, driving growth and opportunity across the board.

You can shop with confidence knowing that no credit is needed and flexible payment plans are available, just pay as you go. Plus enjoy the flexibility of knowing you can own your furniture at any time with our early purchase options.

Securely manage and pay your bill through Synchrony. Access your plus account to view your balance, pay your bill online or update your information.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
Visit Site

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

Other Services by Synchrony Bank