RCI Elite Rewards Mastercard Review

RCI Elite Rewards Mastercard is a rewards credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 680.

If you're wondering whether RCI Elite Rewards Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a RCI Elite Rewards Mastercard cash back or rewards program?

RCI Elite Rewards Mastercard offers a rewards program to its customers.

RCI Elite Rewards Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	2500

What are the RCI Elite Rewards Mastercard benefits?

RCI Elite Rewards Mastercard provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for RCI Elite Rewards Mastercard?

RCI Elite Rewards Mastercard has a variable purchase APR that ranges from 16.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 23.49%.

It also has a variable cash advance APR starting at 26.74% .

What are the RCI Elite Rewards Mastercard fees?

No Annual Fee. RCI Elite Rewards Mastercard does not charge an annual fee.

3% Foreign transaction fees. RCI Elite Rewards Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to RCI Elite Rewards Mastercard:

RCI Elite Rewards Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does RCI Elite Rewards Mastercard report your account activity to credit bureaus?

RCI Elite Rewards Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for RCI Elite Rewards Mastercard

• Visit the Barclays website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.