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Last Updated: 07/28/2025

Discount Tire Credit Card

from Synchrony Bank

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly not recommended12 total votes

2 users recommend

1 users are unsure

9 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Purchase APR (Variable APR)

26.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

550 - 840

Annual Fee

Number of Reviews

Discount Tire Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether Discount Tire Credit Card is the right card for you, read on.

Key Takeaways

APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.99%
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Discount Tire credit card

The Good

The Bad

No interest if paid in full within 6, 9, or 12 months.
No annual fee.
No annual fee.
Considers applicants with fair credit.
Discount Tire Credit Card reports to multiple credit bureaus.

Interest going back to the purchase date will be charged if the balance is not paid in FULL by the end of the promotional period.
No points or reward program.
Higher than average purchase APRs.
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Discount Tire credit card FAQ

Does Discount Tire credit card have a cash back or rewards program?

No, it does not offer a rewards program.

Discount Tire credit card Rewards Breakdown

Description

How do people rate the customer service and user experience of Discount Tire credit card?

Overall, Discount Tire credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Discount Tire Credit Card report your account activity to credit bureaus?

Yes, Discount Tire Credit Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Synchrony Bank perform a hard credit pull?

Yes, Discount Tire credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Discount Tire credit card

Visit the website of Discount Tire credit card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Discount Tire credit card

As an FDIC-insured online bank, we’re unburdened by the expense of traditional brick-and-mortar branches. That means we can pass those savings on to our customers through our market-leading rates. We’re a part of Synchrony—a Fortune 500 company that’s been helping consumers reach for what’s important for more than 80 years. We’re also the leading provider of private-label credit cards in the United States, so we might already be in your wallet supporting one of your favorite retailers.

Benefits for Discount Tire cardholders include promotional financing available, no annual fee and $0 liability on fraud transactions, convenient online access to your account with the Discount Tire mobile app, and it is accepted at over 200,000 gas stations nationwide across major gas brands.

Contact

Headquarters

777 Long Ridge Rd

Stamford, CT 06905

Visit Site

Email Support

Hours of Operation

Sunday

8:00AM - 12:00AM

Monday

8:00AM - 12:00AM

Tuesday

8:00AM - 12:00AM

Wednesday

8:00AM - 12:00AM

Thursday

8:00AM - 12:00AM

Friday

8:00AM - 12:00AM

Saturday

8:00AM - 12:00AM

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SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -58, or 1.8 on a 5-point rating scale.

-58

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Discount Tire Credit Card Community Reviews

Would you recommend Discount Tire Credit Card to your friends?

Anonymous

Dec 4, 2023

May or may not recommend

Pay off total in 6 months, no interest! No brainer.

Danny G.

Jun 27, 2023

May or may not recommend

Payment date fell on a weekend and I paid the card payment a few hours after the due date and was not granted a grace period have great credit but will be canceling this card don't recommend synchrony bank discount tire yes I recommend but not synchrony bank.

Anonymous

Feb 1, 2023

May or may not recommend

Really only took out this card because of the 6-month interest free option and the promise that I would receive a $50 rebate for purchasing a set of four tires. Synchrony decided they weren’t going to honor that rebate and denied me of it, even though I met the qualifications. Seems like they just want to incentivize people to get it and once you spend the money, they decide they’re ...Show More

Eusebio C.

Jan 28, 2023

May or may not recommend

Like to have one for use in buying tires for my vehicles

Marilyn B.

Oct 6, 2022

May or may not recommend

The interest charge is ridiculous and if they want to get paid any money at all, then they should work with their customers. If Discount Tire uses Synchrony Bank for your payments to be made, are you truly one of their customers or are you just a brush-off or a pick-up for a Third party? So how you get results depends on where your staus is with them. Are ...Show More

Willow

Jun 18, 2022

May or may not recommend

Good service. they work hard and fast putting on new tires less than 1/2 hr. seemed like a rush job but everything was fine. I had a wheel alignment done, Not really, though wasn't not done I don't think because my alignment was still pulling to the right as I was driving. i had told the manager and said he'll take a look at it. but never ...Show More

Ranee P.

Dec 6, 2021

May or may not recommend

Have had my discount tire card for about 2 years, have paid it off x 2 and put another set of tires on last summer, once I financed my 3rd set of tires is when they started to mess with my credit limit, and add back ALL the interest that was part of my 0% interest 18 months earlier for all 3 sets of tires I purchased. I made ...Show More

Patricia M.

Nov 26, 2021

May or may not recommend

Customer service is horrible!!!! Anthony treated me like a child, the lady before him put me on hold for 23 minutes and then hung up on me. And they're the ones that called me! I've had credit cards I've even had more than one synchrony credit card I've never been late on a payment ever! Not in 25 years have I been late or missed a payment, this was about ...Show More

Bo 1.

Jun 29, 2021

May or may not recommend

Lowered credit limit to the point it won't even cover a set of tires. Nothing new o my credit report that wasn't there when they approved the higher limit. Will be shopping elsewhere for tires when I need them again.

Sandra M.

Dec 18, 2020

May or may not recommend

because you make payments on time. pay off early and because you have a death in the family and your credit score went down because you werent able to work and pay your during this time and got a little behind on your payment on other cards then they close you out with out notifing you until after they close you out. thats just dead wrong. and now im ...Show More

Jesse V.

Oct 27, 2020

May or may not recommend

worth the money on promotions using the discount tire card gives me a year to pay no interest fee. living in colorado the seasons can be rough on tires and not my wallet...

Carolyn S.

Aug 15, 2020

May or may not recommend

Customer Service is nonexistent. I received a statement stating I was late making a payment yet you never sent me the card nor statement. It is not fair to me assessing a late fee without first giving me a chance to pay the charge. The operator refused my offer to pay the bill i full using another credit card so now I am forced to return to the ...Show More

Showing 12 of 12 reviews