This product is no longer available to new customers.
  DSW Visa Card

Not Currently Available

DSW Visa Card

Not Currently Available

DSW Visa Card

Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
Chime secured Credit Builder Visa® Credit Card
Chime secured Credit Builder Visa® Credit Card 22 reviews
Purchase APR  (Variable APR) 14.98% - 24.99%
Balance Transfer APR  (Variable APR) 26.99%
Credit Score Range 650 - 850
Annual Fee $0

DSW Visa Card Review

DSW Visa Card is no longer available to new customers on SuperMoney.

Click here to compare Credit Cards and quickly find the best options for your needs.

If you're wondering whether DSW credit card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of up to $25 if you spend $500.
  • Competitive APRs. DSW Visa Card has a variable purchase APR that ranges from 14.98% up to 24.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. DSW Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, price protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of DSW credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Travel accident insurance.
  • Cardholders can earn rewards on their purchases.
  • DSW Visa Card reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.

DSW credit card FAQ

Does DSW credit card have a cash back or rewards program?

DSW credit card is a rewards card.

DSW credit card Rewards
Minimum rewards rate 2x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) Starting at $25
Signup Bonus Spend Requirement $500

Does DSW credit card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $25 after spending $500.

Does DSW credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the DSW credit card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for DSW credit card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for DSW credit card?

The following fees apply:

DSW credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does DSW credit card have a foreign transaction fee?

DSW credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for DSW credit card?

The DSW credit card customer service number is (185) 579-69632.

What is the support contact email for DSW credit card?

The support contact email for DSW credit card is

What is the DSW credit card login page?

You can access the DSW credit card login page here.

How do people rate the customer service and user experience of DSW credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does DSW Visa Card report your account activity to credit bureaus?

Yes, DSW Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DSW credit card

  • Visit the DSW credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From DSW credit card

Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets. From the start, the Comenity mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs. It’s why our cardmembers are supported by care centers that have been recognized for excellence 15 consecutive times—a record for the financial services industry. It’s also why Comenity Direct was created. Our high-yield savings products and CDs deliver highly competitive rates,† a simplified banking experience and elevated customer care to give customers what they want and what they deserve.

Gas. Groceries. Coffee. Shoes. You could be earning major points-meaning major Rewards-with every swipe of the DSW Visa. Make sure you're signed up to be a DSW VIP member (it's free to join!). Once you are a VIP member, you can apply for the DSW Visa so you can start earning tons of exclusive cardholder perks.


Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

Icon for Credit Cards
View all credit cards offered by Comenity Bank


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Price Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Points on Every Purchase
Signup Bonus Starting at $25
Cash Advance APR (Variable APR) 26.99%
APR Type Variable APR
Purchase APR (Variable APR) 14.98% - 24.99%
Balance Transfer APR (Variable APR) 26.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Balance Transfer
  • Store Card
  • Charge Card
Card Network Visa

Be the first to rate


Would you recommend DSW Visa Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Credit Cards

Check out this Credit Cards option instead:

Comenity Bank Credit Cards