DSW Visa Card

DSW Visa Card Review

DSW Visa Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

If you're wondering whether DSW credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $25 if you spend $500.
• Competitive APRs. DSW Visa Card has a variable purchase APR that ranges from 14.98% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. DSW Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, price protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of DSW credit card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Travel accident insurance. Cardholders can earn rewards on their purchases. DSW Visa Card reports to multiple credit bureaus.	Charges a foreign transaction fee of 3%. Charges a 5% balance transfer fee.

DSW credit card FAQ

Does DSW credit card have a cash back or rewards program?

DSW credit card is a rewards card.

DSW credit card Rewards

Minimum rewards rate	2x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $25
Signup Bonus Spend Requirement	$500

What are the DSW credit card benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for DSW credit card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for DSW credit card?

The following fees apply:

DSW credit card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does DSW Visa Card report your account activity to credit bureaus?

Yes, DSW Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DSW credit card

• Visit the DSW credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.