Techron Advantage Visa Card

Techron Advantage Visa Card

in Personal Credit Cards from Synchrony Bank


Techron Advantage Visa Card


in Personal Credit Cards from Synchrony Bank

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Purchase APR  (Variable APR) 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Techron Advantage Visa Card Review

If you're wondering whether Techron Advantage Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Techron Advantage Visa Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Techron Advantage Visa Card is accepted.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Techron Advantage Visa Card FAQ

Is there a Techron Advantage Visa Card cash back or rewards program?

Techron Advantage Visa Card offers a rewards program to its customers.

Techron Advantage Visa Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus Spend Requirement $0

Does Techron Advantage Visa Card have a signup bonus?

Techron Advantage Visa Card doesn't offer a cash signup bonus.

Does Techron Advantage Visa Card offer an annual loyalty bonus?

Techron Advantage Visa Card doesn't offer a cash loyalty bonus.

What are the Techron Advantage Visa Card benefits?

Techron Advantage Visa Card provides the following benefits:

What are the relevant APRs for Techron Advantage Visa Card?

Techron Advantage Visa Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for Techron Advantage Visa Card?

The following fees apply to Techron Advantage Visa Card:

Techron Advantage Visa Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $38

Does Techron Advantage Visa Card have a foreign transaction fee?

Techron Advantage Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for Techron Advantage Visa Card

  • Visit the Techron Advantage Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 29.99%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Card Benefits Fraud Liability
Rewards Categories
  • Every Purchase
  • Gas
Cash Advance APR (Variable APR) 29.99%
Balance Computation Daily Balance
Purchase APR (Variable APR) 29.24%
Card Type
  • Rewards
  • Bonus Offers
  • Gas
  • Charge Card
Card Network Visa

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