Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
29.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Techron Advantage Visa Card Review
If you're wondering whether Techron Advantage Visa Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $300.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.9%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Techron Advantage Visa Card
| The Good | The Bad |
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Techron Advantage Visa Card FAQ
Does Techron Advantage Visa Card have a cash back or rewards program?
Techron Advantage Visa Card is a rewards card.
| Description |
Does Techron Advantage Visa Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $300 .
Does Techron Advantage Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Techron Advantage Visa Card benefits?
Techron Advantage Visa Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Techron Advantage Visa Card?
This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.What are the fees for Techron Advantage Visa Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $38 . Does Techron Advantage Visa Card have a foreign transaction fee?
Techron Advantage Visa Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Techron Advantage Visa Card?
The customer service number for Techron Advantage Visa Card is (866) 226-5638.
What is the support contact email for Techron Advantage Visa Card?
The support contact email for Techron Advantage Visa Card is customer.service@mail.synchronybank.com.
What is the login page for Techron Advantage Visa Card?
You can access the login page of Techron Advantage Visa Card here.
How do people rate the customer service and user experience of Techron Advantage Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Techron Advantage Visa Card report your account activity to credit bureaus?
Yes, Techron Advantage Visa Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Techron Advantage Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Techron Advantage Visa Card
- Visit the website of Techron Advantage Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM