Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
First Digital Mastercard® Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 35.99%
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of First Digital Mastercard®
| The Good | The Bad |
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First Digital Mastercard® FAQ
Does First Digital Mastercard® have a cash back or rewards program?
| Description |
Does First Digital Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does First Digital Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for First Digital Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Does First Digital Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. First Digital Mastercard® does not offer balance transfers.Does First Digital Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Digital Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $48 - $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for First Digital Mastercard®?
What is the support contact email for First Digital Mastercard®?
How do people rate the customer service and user experience of First Digital Mastercard®?
Does First Digital Mastercard® report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Synovus Bank perform a hard credit pull?
How to apply for First Digital Mastercard®
- Visit the website of First Digital Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Purchase APR
Balance Transfer APR
Credit Score Range
Annual Fee
Purchase APR
Balance Transfer APR
N/A
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
N/A
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
0
First Digital Mastercard® Community Reviews
Would you recommend First Digital Mastercard® to your friends?
Mary S.
May 28, 2023
May or may not recommend
Anonymous
Aug 16, 2021
May or may not recommend
Showing 2 of 2 reviews
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