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Last Updated: 07/28/2025

Listerhill Credit Union Visa Platinum Cash Back Card

in Credit Cards from Listerhill Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Listerhill Credit Union Visa Platinum Cash Back Card logo
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Highlights

Purchase APR (Variable APR)

Starting at 8.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

Starting at 8.99%(Verified 06/21/2024)
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Credit Score Range

600 - 850

Annual Fee

$0

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Listerhill Credit Union Visa Platinum Cash Back Card Review

This is a cashback credit card issued by Listerhill Credit Union. If you're wondering whether Listerhill Credit Union Visa Platinum Cash Back Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Listerhill Credit Union Visa Platinum Cash Back Card

Listerhill Credit Union Visa Platinum Cash Back Card FAQ

Does Listerhill Credit Union Visa Platinum Cash Back Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Does Listerhill Credit Union Visa Platinum Cash Back Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Listerhill Credit Union Visa Platinum Cash Back Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Listerhill Credit Union Visa Platinum Cash Back Card benefits?

Listerhill Credit Union Visa Platinum Cash Back Card provides the following benefits:
  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Listerhill Credit Union Visa Platinum Cash Back Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Listerhill Credit Union Visa Platinum Cash Back Card has a variable purchase APR starting at 8.99%. The card has a variable balance transfer APR starting at 8.99% . It also has a variable cash advance APR starting at 8.99% .

Does Listerhill Credit Union Visa Platinum Cash Back Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Listerhill Credit Union Visa Platinum Cash Back Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Listerhill Credit Union Visa Platinum Cash Back Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Listerhill Credit Union Visa Platinum Cash Back Card?

The customer service number for Listerhill Credit Union Visa Platinum Cash Back Card is (256) 383-9204.

What is the support contact email for Listerhill Credit Union Visa Platinum Cash Back Card?

The support contact email for Listerhill Credit Union Visa Platinum Cash Back Card is support@listerhill.com.

What is the login page for Listerhill Credit Union Visa Platinum Cash Back Card?

You can access the login page of Listerhill Credit Union Visa Platinum Cash Back Card here.

How do people rate the customer service and user experience of Listerhill Credit Union Visa Platinum Cash Back Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Listerhill Credit Union Visa Platinum Cash Back Card report your account activity to credit bureaus?

Yes, Listerhill Credit Union Visa Platinum Cash Back Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Listerhill Credit Union perform a hard credit pull?

Yes, Listerhill Credit Union Visa Platinum Cash Back Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Listerhill Credit Union Visa Platinum Cash Back Card

  • Visit the website of Listerhill Credit Union Visa Platinum Cash Back Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4790 East 2nd Street Muscle Shoals, AL 35661
Muscle Shoals, AL 35661
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Hours of Operation

Sunday
Closed
Monday
7:00AM - 3:00AM
Tuesday
7:00AM - 3:00AM
Wednesday
7:00AM - 3:00AM
Thursday
7:00AM - 3:00AM
Friday
7:00AM - 3:00AM
Saturday
6:00AM - 10:00AM

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