Carnival World Mastercard Review

Carnival World Mastercard is a rewards credit card issued by Barclays Bank. If you're wondering whether Carnival World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Carnival World Mastercard has a variable purchase APR that ranges from 13.99% up to 23.99%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Carnival World Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Carnival World Mastercard Pros and Cons:

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 15 months. No annual fee. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Carnival World Mastercard reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Requires good to excellent credit. Charges a 3% balance transfer fee.

Is there a Carnival World Mastercard cash back or rewards program?

Carnival World Mastercard offers a rewards program to its customers.

Carnival World Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000

What are the Carnival World Mastercard benefits?

Carnival World Mastercard provides the following benefits:

• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Carnival World Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Carnival World Mastercard has lower than average purchase APRs.

Carnival World Mastercard has a variable purchase APR that ranges from 13.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 23.99%. It also has a variable cash advance APR of 25.24% .

What are the fees for Carnival World Mastercard?

The following fees apply to Carnival World Mastercard:

• There is no overlimit fee

Carnival World Mastercard Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Carnival World Mastercard report your account activity to credit bureaus?

Carnival World Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Carnival World Mastercard

• Visit the Carnival World Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.