SuperMoney

Carnival World Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

Carnival World Mastercard

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 users don't recommend
Cast your vote
Cast your vote

Would you recommend Carnival World Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is the Carnival Mastercard Designed For?

The Carnival Mastercard is designed for people who want to earn rewards toward cruises and on-board purchases without paying annual fees or foreign transaction fees. Its 0% APR intro rate on balance transfers also make it a great card for people who have some credit card debt to pay off.

What are the Rates for Carnival Mastercard?

The rate on purchases and balance transfers ranges is either 15.49% APR, 20.49% APR or 25.49% APR, depending on credit. The card has an impressive 15-month 0% APR intro rate on balance transfers made within the first 45 days of opening the account. Cash advances have a 26.74% APR, but late payments don't trigger a penalty rate.

What Are the Fees for the Carnival Mastercard?

The Carnival Mastercard doesn't have annual fee or foreign transaction fees, which is a rare and very welcome combination. As with most credit cards, it does have a 3% balance transfer fee ($5 minimum), and a 5% cash advance fee ($10 minimum). Penalty fees on late payments and returned payments are $37.

What Is Carnival Mastercard Rewards Program Like?

The rewards rate is nothing to write home about but it is easy to redeem points with this rewards program. There is a 2 points per $1 rate on Carnival purchases, but only 1 point per $1 on all other purchases.

On the bright side, there's no blackout dates or fees to worry about when redeeming points for cruise tickets. Just purchase your vacations with participating cruise lines with the card, and then use the points as statement credits. As well as Carnival cruises, members can also redeem their points for purchases with other major cruise companies, such as Princess Cruises, Holland America Line, Costa Cruises and the Yachts of Seabourn.

What about Carnival Mastercard's Signup Bonus?

The card has a 10,000 signup bonus once you make your first purchase. That is the equivalent of a $100 statement credit.

Does the Carnival Mastercard Have Any Other Benefits?

Members can also use their points as credits toward on-board gifts, such as champagne, roses, day trips and spas.

How Is Carnival Mastercard Better Than Other Credit Cards?

The Carnival Mastercard has relatively low rates, no annual fee and has a signup bonus. The fact it doesn't have a foreign transaction fee makes it a great backup travel card for card churners when they are “in-between” prime travel rewards cards.

The long 0% APR intro rate makes this card a decent balance transfer card as well as a rewards card. Just don't forget it has a 3% fee on balance transfers when determining whether the APR savings are worth your time.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
23
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$37
Returned Payment Fee
$37
Minimum Interest Charge
$0.5
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
700 - 850
850 300 700
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Fraud Liability
  • ID Theft Protection
  • Travel Assistance
Fraud Liability
Rewards Categories
  • Every Purchase
  • Trains, Cruises, Other Travel
All Other Purchases
1 “FunPoint” per $1 spent
No Blackout Dates
Every Purchase
2 “FunPoints” per $1 spent
No Reward Expiration Period
Signup Bonus (points)
10,000
Purchases APR
(Variable APR)
15.49% - 25.49%
0% 29%
Balance Computation
daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
15.49% - 25.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3%
Introductory Rate
0%
Intro APR period (months)
15

Reviews

Would you recommend Carnival World Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 25.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 680 - 850 300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Purchases APR
(Variable APR)
16.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Mastercard Black Card

Mastercard Black Card

 
 
1
1 total votes
Starting Purchases APR
(Variable APR)
16.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
16.49% Starting Variable APR
Annual Fee $495 Annual Fee
Credit Score Range 700 - 850 300 850
Uber Visa Card

Uber Visa Card

Be the first to rate

Purchases APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Barnes and Noble Mastercard

Barnes and Noble Mastercard

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Frontier Airlines World Mastercard with No Annual Fee
Purchases APR
(Variable APR)
17.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Frontier Airlines World Mastercard with Annual Fee
Purchases APR
(Variable APR)
17.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 26.49% 8% 29% Variable APR
Annual Fee $69 Annual Fee
Credit Score Range 700 - 850 300 850
Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®

Be the first to rate

Starting Purchases APR
(Variable APR)
10.49% Starting Variable APR
Maximum Balance Transfer APR
(Variable APR)
10.49% Maximum Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from Barclays