Little Switzerland Credit Card

Little Switzerland Credit Card Review

This is a store card issued by Comenity Bank. If you're wondering whether Little Switzerland Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Little Switzerland Credit Card

The Good	The Bad
Promotional financing available. Considers applicants with fair credit. Little Switzerland Credit Card reports to multiple credit bureaus.	High interest rate. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Little Switzerland Credit Card FAQ

Does Little Switzerland Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Little Switzerland Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Little Switzerland Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Little Switzerland Credit Card has a variable purchase APR of 29.99%.

What are the fees for Little Switzerland Credit Card?

The following fees apply:

Little Switzerland Credit Card Fees

Fees	Amount
Annual Fee
Returned Payment Fee	up to $41
Late Payment Fee	up to $41

Does Little Switzerland Credit Card report your account activity to credit bureaus?

Yes, Little Switzerland Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Little Switzerland Credit Card

• Visit the Little Switzerland Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.