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  Logix Federal Credit Union Platinum Mastercard
Logix Federal Credit Union Platinum Mastercard Unaffiliated

Logix Federal Credit Union Platinum Mastercard

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Highlights
Purchase APR  (Variable APR) 8.24% - 17.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 8.24% - 17.99%
(Verified 08/04/2023)
Credit Score Range 600 - 850
Annual Fee $0

Logix Federal Credit Union Platinum Mastercard Review

This is a card issued by Logix Federal Credit Union. If you're wondering whether Logix Federal Credit Union Platinum Mastercard is the right card for you, read on.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Logix Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 8.24% up to 17.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, identity theft protection, purchase security, travel accident insurance, trip cancellation and interruption protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Logix Federal Credit Union Platinum Mastercard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.99%.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 8.24% up to 17.99%.
  • No annual fee.
  • Multiple credit card perks.
  • Offers Auto Rental Collision Damage Waiver.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Trip Cancellation and Interruption Protection.
  • Considers applicants with fair credit.
  • Logix Federal Credit Union Platinum Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1.1%.
  • You don't earn rewards on every purchase.

Logix Federal Credit Union Platinum Mastercard FAQ

Does Logix Federal Credit Union Platinum Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Logix Federal Credit Union Platinum Mastercard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Logix Federal Credit Union Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Logix Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 8.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 8.24% up to 17.99%. It also has a variable cash advance APR that ranges from 8.24% up to 17.99%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Logix Federal Credit Union Platinum Mastercard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of up to 12 months.

Logix Federal Credit Union Platinum Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 3.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.24% - 17.99%

Does Logix Federal Credit Union Platinum Mastercard have an intro APR offer on new purchases?

Logix Federal Credit Union Platinum Mastercard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Logix Federal Credit Union Platinum Mastercard?

The following fees apply:

  • An overlimit fee of $4.
Logix Federal Credit Union Platinum Mastercard Fees
Description
Foreign Currency Transaction Fee 1.1%
No Annual Fee?
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $4
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $29
Late Fee Amount Up to $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Logix Federal Credit Union Platinum Mastercard have a foreign transaction fee?

Logix Federal Credit Union Platinum Mastercard charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Logix Federal Credit Union Platinum Mastercard?

The Logix Federal Credit Union Platinum Mastercard customer service number is .

What is the support contact email for Logix Federal Credit Union Platinum Mastercard?

The support contact email for Logix Federal Credit Union Platinum Mastercard is socialmedia@lfcu.com.

What is the Logix Federal Credit Union Platinum Mastercard login page?

You can access the Logix Federal Credit Union Platinum Mastercard login page here.

How do people rate the customer service and user experience of Logix Federal Credit Union Platinum Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Logix Federal Credit Union Platinum Mastercard report your account activity to credit bureaus?

Yes, Logix Federal Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Logix Federal Credit Union Platinum Mastercard

  • Visit the Logix Federal Credit Union Platinum Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Logix Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Foreign Currency Transaction Fee 1.1%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $4
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $29
Late Fee Amount Up to $30
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Concierge
Rewards Type No Rewards
Cash Advance APR (Variable APR) 8.24% - 17.99%
APR Type Variable APR
Balance Computation Average daily balance (including new purchases)
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 8.24% - 17.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 3.99%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 8.24% - 17.99%
(Verified 08/04/2023)
Card Type
  • Low Interest
Card Network Mastercard

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