Wayfair Credit Card
in Personal Credit Cards from Comenity
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Would you recommend Wayfair Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 550 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 24 |
Wayfair Credit Card Review
Wayfair Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Wayfair Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Signup bonus. Offers a signup bonus of $40 if you spend $250.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Wayfair Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
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Wayfair Credit Card FAQ
Is there a Wayfair Credit Card cash back or rewards program?
Wayfair Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Retail
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $40 |
| Signup Bonus Spend Requirement | $250 |
Does Wayfair Credit Card have a signup bonus?
Yes, Wayfair Credit Card offers card users a signup bonus worth up to $40 after spending $250.
Does Wayfair Credit Card offer an annual loyalty bonus?
Wayfair Credit Card doesn't offer a cash loyalty bonus.What are the relevant APRs for Wayfair Credit Card?
Wayfair Credit Card has a variable purchase APR of up to 29.24%.Does Wayfair Credit Card have an introductory APR offer on balance transfers?
No, Wayfair Credit Card does not come with an introductory APR offer for balance transfers.Does Wayfair Credit Card have an introductory APR offer on new purchases?
Wayfair Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Wayfair Credit Card?
The following fees apply to Wayfair Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Wayfair Credit Card report your account activity to credit bureaus?
Wayfair Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Wayfair Credit Card
- Visit the Wayfair Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
About Wayfair Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Wayfair Credit Card Community Reviews
Would you recommend Wayfair Credit Card to your friends?
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