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Wayfair Credit Card is a
store
rewards
credit card
issued by Comenity.
If you're wondering whether Wayfair Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Signup bonus. Offers a signup bonus of $40 if you spend $250.
No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good
The Bad
Card can be used, and accumulate points, at Wayfair, Joss & Main, AllModern, Birch Lane, and Perigold.
Cash back rewards
Lower credit scores often approved.
No annual fee.
Considers applicants with fair or poor credit.
Wayfair Credit Card reports to multiple credit bureaus.
Cardholders can earn rewards on their purchases.
When making use of special financing: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period
High interest rate
You don't earn rewards on every purchase.
Does not include many credit card rewards.
Is there a Wayfair Credit Card cash back or rewards program?
Wayfair Credit Card offers a rewards program to its customers.
This card features rewards for purchases in the following categories:
Retail
Wayfair Credit Card Rewards
Rewards rate (all purchases)
N/A
Max rewards rate
N/A
Annual rewards limit
N/A
Signup Bonus ($)
$40
Signup Bonus Spend Requirement
$250
Does Wayfair Credit Card have a signup bonus?
Yes, Wayfair Credit Card offers card users a signup bonus worth up to $40 after spending $250.
Does Wayfair Credit Card offer an annual loyalty bonus?
Wayfair Credit Card doesn't offer a cash loyalty bonus.
What are the relevant APRs for Wayfair Credit Card?
Wayfair Credit Card has a variable purchase APR of up to 29.24%.
Does Wayfair Credit Card have an introductory APR offer on balance transfers??
No, Wayfair Credit Card does not come with an introductory APR offer for balance transfers.
Does Wayfair Credit Card have an introductory APR offer on new purchases??
Wayfair Credit Card does not offer an introductory rate on new purchases.
What are the Wayfair Credit Card fees?
The following fees apply to Wayfair Credit Card:
Wayfair Credit Card Fees
Fees
Amount
Annual Fee
$0
Returned Payment Fee
up to $39
Late Payment Fee
up to $39
Does Wayfair Credit Card report your account activity to credit bureaus?
Wayfair Credit Card reports your account activity to the following credit reporting agencies:
Equifax
Experian
Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Wayfair Credit Card
Visit the Wayfair Credit Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
12921 South Vista Station Boulevard Salt Lake County Draper, UT 84020
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 28.24%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 26.49%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Maximum
Balance Transfer APR 28.24%Maximum Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 26.99%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote