
Wayfair Credit Card
Would you recommend Wayfair Credit Card to your friends?
Community Rating | Strongly not recommended |
Purchase APR (Variable APR) |
29.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 550 - 850 |
Annual Fee | $0 |
Number of Reviews | 32 |
Wayfair Credit Card Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Wayfair credit card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
- Signup bonus. Offers a signup bonus of up to $40 if you spend $250.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.24%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Wayfair credit card
The Good | The Bad |
---|---|
|
|
Wayfair credit card FAQ
Does Wayfair credit card have a cash back or rewards program?
Wayfair credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | Starting at $40 |
Signup Bonus Spend Requirement | $250 |
Does Wayfair credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $40 after spending $250.
Does Wayfair credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Wayfair credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Wayfair Credit Card has a variable purchase APR of 29.24%.
Does Wayfair credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Wayfair credit card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 24 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 24 months.
What are the fees for Wayfair credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $ |
Initial Program Fee | $ |
Foreign Transaction Fee | % |
Returned Payment Fee | Starting at $ up to $40 |
Late Payment Fee | Starting at up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Wayfair credit card?
The Wayfair credit card customer service number is (185) 579-69632.
What is the support contact email for Wayfair credit card?
The support contact email for Wayfair credit card is webmaster@comenity.net.
What is the Wayfair credit card login page?
You can access the Wayfair credit card login page here.
How do people rate the customer service and user experience of Wayfair credit card?
Overall, Wayfair credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Wayfair Credit Card report your account activity to credit bureaus?
Yes, Wayfair Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Wayfair credit card
- Visit the Wayfair credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Wayfair credit card
Message From Our Editor
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - (185) 579-69632
- Visit Site
- Email Support
Other Services by Comenity Bank
Other Credit Cards by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 24 months |
Wayfair Credit Card Community Reviews
Would you recommend Wayfair Credit Card to your friends?
- California Credit Union Share-Secured Visa®
- Citizens National Bank of Cheboygan College Real Rewards Visa
- Clearview Federal Credit Union Platinum Mastercard
- Credit Union 1of Alaska Secured Credit Card
- HSBC Gold Mastercard Credit Card
- Lake Michigan Credit Union Prime Platinum Visa Card
- Landmark Credit Union Student Rewards Visa
- MGM Rewards Mastercard®
- MIT Federal Credit Union Visa Signature Real Rewards Card
- Nissan Visa Card
- SRP Visa Rewards Credit Card
- SkyOne Platinum Elite Visa® Signature Card