AAdvantage Aviator Red World Elite Mastercard Review

AAdvantage Aviator Red World Elite Mastercard is a rewards credit card issued by Barclays Bank. If you're wondering whether AAdvantage Aviator Red World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn 1 miles for every dollar spent on everyday purchases.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 60000 points after spending $99 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 26.49%.
• 3% Balance transfer fee. AAdvantage Aviator Red World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

AAdvantage Aviator Red World Elite Mastercard Pros and Cons:

The Good

The Bad

Earn 60,000 bonus miles after making your first purchase in the first 90 days Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights. First checked bag is free for cardholders. Each anniversary year, earn a Companion Certificate good for 1 guest at $99 after spending $20,000 on purchases. 0% APR balance transfer intro rate on balance transfers for up to 15 months. Multiple credit card perks. Offers auto rental collision damage waiver. Free access to your credit score. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. AAdvantage Aviator Red World Elite Mastercard reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

No break on the annual fee the first year. Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $95 Charges a 3% balance transfer fee.

Is there a AAdvantage Aviator Red World Elite Mastercard cash back or rewards program?

AAdvantage Aviator Red World Elite Mastercard offers a rewards program to its customers.

AAdvantage Aviator Red World Elite Mastercard Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	60000
Signup Bonus Spend Requirement	$99
Annual Loyalty Bonus	$99
Annual Loyalty Bonus Spend Requirement	$20000

What are the AAdvantage Aviator Red World Elite Mastercard benefits?

AAdvantage Aviator Red World Elite Mastercard provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for AAdvantage Aviator Red World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. AAdvantage Aviator Red World Elite Mastercard has higher than average purchase APRs.

AAdvantage Aviator Red World Elite Mastercard has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 26.49%. It also has a variable cash advance APR of 26.74% .

What are the AAdvantage Aviator Red World Elite Mastercard fees?

The following fees apply to AAdvantage Aviator Red World Elite Mastercard:

AAdvantage Aviator Red World Elite Mastercard Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does AAdvantage Aviator Red World Elite Mastercard report your account activity to credit bureaus?

AAdvantage Aviator Red World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for AAdvantage Aviator Red World Elite Mastercard

• Visit the AAdvantage Aviator Red World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.