AAdvantage Aviator Red World Elite Mastercard

AAdvantage Aviator Red World Elite Mastercard Review

This is a rewards card issued by Barclays Bank. If you're wondering whether AAdvantage Aviator Red World Elite Mastercard is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 60000 points after spending $99 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.99% up to 27.99%.
• 5% Balance transfer fee. AAdvantage Aviator Red World Elite Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of AAdvantage Aviator Red World Elite Mastercard

The Good

The Bad

0% APR balance transfer intro rate on balance transfers for up to 15 months. Multiple credit card perks. Offers Auto Rental Collision Damage Waiver. Free access to your credit score. Identity Theft Protection. Travel accident and travel assistance insurance. Trip Cancellation and Interruption Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere AAdvantage Aviator Red World Elite Mastercard is accepted. AAdvantage Aviator Red World Elite Mastercard reports to multiple credit bureaus.

Higher than average purchase APRs. Charges an annual fee of $99 Charges a 5% balance transfer fee

AAdvantage Aviator Red World Elite Mastercard FAQ

Does AAdvantage Aviator Red World Elite Mastercard have a cash back or rewards program?

AAdvantage Aviator Red World Elite Mastercard is a travel rewards card.

AAdvantage Aviator Red World Elite Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	60000
Signup Bonus Spend Requirement	$99
Annual Loyalty Bonus	$99

What are the AAdvantage Aviator Red World Elite Mastercard benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for AAdvantage Aviator Red World Elite Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

AAdvantage Aviator Red World Elite Mastercard has a variable purchase APR that ranges from 18.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 27.99%. It also has a variable cash advance APR of 27.49% .

What are the fees for AAdvantage Aviator Red World Elite Mastercard?

The following fees apply:

AAdvantage Aviator Red World Elite Mastercard Fees

Description
Cash Advance Fee Minimum	$10
Cash Advance Fee (%)	Up to 5%
Minimum Cash Advance Fee ($)	Starting at $10
Foreign Currency Transaction Fee	0%
No Foreign Transaction Fee?
Annual Fee	$99
Minimum Interest Charge	$0.50
No Interest Grace Period for Late Payment	23 days
Returned Payment Fee	Up to $40
Late Fee Amount	Up to $40

This card charges a $99 annual fee.

Does AAdvantage Aviator Red World Elite Mastercard report your account activity to credit bureaus?

Yes, AAdvantage Aviator Red World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for AAdvantage Aviator Red World Elite Mastercard

• Visit the AAdvantage Aviator Red World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.