SelfScore Achieve Mastercard Review

SelfScore Achieve Mastercard is a cashback credit card issued by Celtic Bank. 

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

This card is designed for people who have bad credit. The minimum credit score to apply is 300.

This card has a minimum credit limit of 5000.

If you're wondering whether SelfScore Achieve Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of SelfScore Achieve Mastercard

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. Considers applicants with fair or poor credit.	Higher than average purchase APRs. Does not offer a signup bonus. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card rewards.

Is there a SelfScore Achieve Mastercard cash back or rewards program?

SelfScore Achieve Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

SelfScore Achieve Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for SelfScore Achieve Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. SelfScore Achieve Mastercard has higher than average purchase APRs.

SelfScore Achieve Mastercard has a variable purchase APR of 19.74%.

SelfScore Achieve Mastercard Balance Transfers

Description
Balance Transfer APR	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

SelfScore Achieve Mastercard Rates & Terms

Description
Balance Computation	Average Daily Balance
Purchase APR	19.74%
Credit Limit	5000
Penalty APR	N/A
Introductory Rate	0%
Intro APR period (months)	6

What are the SelfScore Achieve Mastercard fees?

The following fees apply to SelfScore Achieve Mastercard:

SelfScore Achieve Mastercard Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$37
Late Payment Fee	$25

How to apply for SelfScore Achieve Mastercard

• Visit the SelfScore Achieve Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.