SelfScore Achieve Mastercard Review

SelfScore Achieve Mastercard is a cashback credit card issued by Celtic Bank. If you're wondering whether SelfScore Achieve Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 19.74%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

SelfScore Achieve Mastercard Pros and Cons:

The Good	The Bad
0% APR on new purchases during the first 6 months. No annual fee. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Cardholders can earn rewards on their purchases.	Higher than average purchase APRs. Does not offer a signup bonus. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card rewards.

Is there a SelfScore Achieve Mastercard cash back or rewards program?

SelfScore Achieve Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

SelfScore Achieve Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for SelfScore Achieve Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. SelfScore Achieve Mastercard has higher than average purchase APRs.

SelfScore Achieve Mastercard has a variable purchase APR of 19.74%.

What are the fees for SelfScore Achieve Mastercard?

The following fees apply to SelfScore Achieve Mastercard:

SelfScore Achieve Mastercard Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$37
Late Payment Fee	$25

How to apply for SelfScore Achieve Mastercard

• Visit the SelfScore Achieve Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.