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  Zions Bank® AmaZing Rate® Low Rate Credit Card

Zions Bank® AmaZing Rate® Low Rate Credit Card

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® AmaZing Rate® Low Rate Credit Card

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in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee N/A
Purchase APR  (Variable APR) 11.24% - 17.24%

Zions Bank® AmaZing Rate® Low Rate Credit Card Review

Zions Bank® AmaZing Rate® Low Rate Credit Card is a credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Rate® Low Rate Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Zions Bank® AmaZing Rate® Low Rate Credit Card has a variable purchase APR that ranges from 11.24% up to 17.24%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, and fraud protection.

Zions Bank® AmaZing Rate® Low Rate Credit Card Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR on new purchases during the first 6 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Is there a Zions Bank® AmaZing Rate® Low Rate Credit Card cash back or rewards program?

No, Zions Bank® AmaZing Rate® Low Rate Credit Card does not offer a rewards program.

What are the Zions Bank® AmaZing Rate® Low Rate Credit Card benefits?

Zions Bank® AmaZing Rate® Low Rate Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance

What are the relevant APRs for Zions Bank® AmaZing Rate® Low Rate Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® AmaZing Rate® Low Rate Credit Card has lower than average purchase APRs.

Zions Bank® AmaZing Rate® Low Rate Credit Card has a variable purchase APR that ranges from 11.24% up to 17.24%.

Does Zions Bank® AmaZing Rate® Low Rate Credit Card have an introductory APR offer on balance transfers?

No, Zions Bank® AmaZing Rate® Low Rate Credit Card does not come with an introductory APR offer for balance transfers.

Does Zions Bank® AmaZing Rate® Low Rate Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Zions Bank® AmaZing Rate® Low Rate Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Zions Bank® AmaZing Rate® Low Rate Credit Card?

The following fees apply to Zions Bank® AmaZing Rate® Low Rate Credit Card:

Zions Bank® AmaZing Rate® Low Rate Credit Card Fees
Fees Amount
Annual Fee

How to apply for Zions Bank® AmaZing Rate® Low Rate Credit Card

  • Visit the Zions Bank® AmaZing Rate® Low Rate Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

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Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Minimum Age 21
Fraud Liability  
Extended Warranty  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Purchase APR (Variable APR) 11.24% - 17.24%

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Zions Bancorporation Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Zions Bank® AmaZing Rewards® Credit Card
Balance Transfer APR 13.24% - 20.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range N/A Credit Score Range
Annual Fee $0 Annual Fee
Purchase APR 13.24% - 20.24%
(Variable APR)
    0% 36% Variable APR
Zions Bank® AmaZing Cash® Credit Card
Balance Transfer APR 13.24% - 20.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range N/A Credit Score Range
Annual Fee N/A Annual Fee
Purchase APR 13.24% - 20.24%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Premier Card®

Zions Bank® Premier Card®

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $95 Annual Fee
Purchase APR 10.99% - 18.99%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Elite Visa®

Zions Bank® Elite Visa®

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $195 Annual Fee
Purchase APR 10.99% - 18.99%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Reserve Visa

Zions Bank® Reserve Visa

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $450 Annual Fee
Purchase APR 10.99% - 14.99%
(Variable APR)
    0% 36% Variable APR