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Spark Miles From Capital One

in Business Credit Cards from Capital One

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Spark Miles From Capital One

Unaffiliated

in Business Credit Cards from Capital One

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Strongly recommended

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0 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $95
Purchase APR (Variable APR) Starting at 18.49%
Balance Transfer APR (Variable APR) Starting at 18.49%
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Spark Miles From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.

Spark Miles From Capital One is designed for small business owners with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Spark Miles From Capital One has a variable purchase APR starting at 18.49%.

The card has a variable balance transfer APR starting at 18.49%.

It also has a variable cash advance APR starting at 24.49%.

Note that late payments are subject to an APR of 30.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Spark Miles From Capital One does not come with an introductory APR offer.

What are the fees?

The following fees apply to Spark Miles From Capital One:

  • A late payment penalty of up to $39.
  • There are no foreign transaction fees

Is a rewards program offered?

Spark Miles From Capital One offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Spark Miles From Capital One doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4500 that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

Spark Miles From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Spark Miles From Capital One provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Lost luggage insurance
  • Travel insurance
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Feature Breakdown

Grace Period for Late Payment (Days) 25
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
Annual Fee $95
Late Fee Amount $39
Minimum Age 18
Credit Score Range 700 - 850
Customer Type Business
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Purchase Protection
  • Travel Assistance
Every Purchase 2x
Rewards Categories
  • Every Purchase
Signup Bonus (points) 50,000
Purchase APR (Variable APR) Starting at 18.49%
Cash Advance APR (Variable APR) Starting at 24.49%
Balance Computation Average Daily Balance
Penalty APR 30.9%
Balance Transfer APR (Variable APR) Starting at 18.49%

Reviews

 
 

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(Variable APR)
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