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Capital One® Spark® Miles Select for Business

in Business Credit Cards from Capital One

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Capital One® Spark® Miles Select for Business

Claimed

in Business Credit Cards from Capital One

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 14.74% - 22.74%
Balance Transfer APR  (Variable APR) 14.74% - 22.74%
Credit Score Range 700 - 850
Annual Fee $0

Capital One® Spark® Miles Select for Business Review

Capital One® Spark® Miles Select for Business FAQ

Who is Capital One® Spark® Miles Select for Business designed for?

Capital One® Spark® Miles Select for Business is a credit card issued by Capital One. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Capital One® Spark® Miles Select for Business?

Capital One® Spark® Miles Select for Business has a variable purchase APR that ranges from 14.74% up to 22.74% . The card has a variable balance transfer APR that ranges from 14.74% up to 22.74% .

It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Capital One® Spark® Miles Select for Business have an introductory APR offer?

No, Capital One® Spark® Miles Select for Business does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0% for a period of 9 months.

Capital One® Spark® Miles Select for Business Rates & Terms
Purchase APR 14.74% - 22.74%
Balance Transfer APR 14.74% - 22.74%
Cash Advance APR 24.74%
Penalty APR 31.15%

What are the Capital One® Spark® Miles Select for Business fees?

The following fees apply to Capital One® Spark® Miles Select for Business:

  • There is no annual fee.
  • A late payment penalty of up to $39.

Does Capital One® Spark® Miles Select for Business have a foreign transaction fee?

Capital One® Spark® Miles Select for Business does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Capital One® Spark® Miles Select for Business Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Late Payment Fee up to $39

Is there a Capital One® Spark® Miles Select for Business cash back or rewards program?

Capital One® Spark® Miles Select for Business offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Car Rentals
  • Every Purchase
  • Hotels

Does Capital One® Spark® Miles Select for Business have a signup bonus?

Capital One® Spark® Miles Select for Business doesn't offer a cash signup bonus.

However, it does include a 20000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Capital One® Spark® Miles Select for Business offer an annual loyalty bonus?

Capital One® Spark® Miles Select for Business doesn't offer a cash loyalty bonus.

What are the Capital One® Spark® Miles Select for Business benefits?

Capital One® Spark® Miles Select for Business provides the following benefits:

  • Price Protection
  • Reports to major credit bureaus

Does Capital One® Spark® Miles Select for Business report your account activity to credit bureaus?

Capital One® Spark® Miles Select for Business reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Capital One® Spark® Miles Select for Business

  • Visit the Capital One website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) Get unlimited 1.5 miles on every purchase with your business credit card with no blackouts or seat restrictions and no minimum to redeem
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 9 months
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $39
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Global Entry / TSA Precheck Fee Credit
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Bonus Rewards Earn a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months from account opening
Rewards Rates
  • Car Rentals
  • Every Purchase
  • Hotels
Signup Bonus (points) 20,000
Balance Computation average daily balance (including new transactions)
Cash Advance APR (Variable APR) 24.74%
Penalty APR (Variable APR) 31.15%
Purchase APR (Variable APR) 14.74% - 22.74%
Balance Transfer Fee % 0%
Balance Transfer APR (Variable APR) 14.74% - 22.74%

Capital One® Spark® Miles Select for Business Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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