Capital One® Spark® Miles Select for Business Review

Who is Capital One® Spark® Miles Select for Business designed for?

Capital One® Spark® Miles Select for Business is a credit card issued by Capital One. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Capital One® Spark® Miles Select for Business?

Capital One® Spark® Miles Select for Business has a variable purchase APR that ranges from 14.74% up to 22.74% . The card has a variable balance transfer APR that ranges from 14.74% up to 22.74% .

It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Capital One® Spark® Miles Select for Business fees?

The following fees apply to Capital One® Spark® Miles Select for Business:

• There is no annual fee.
• A late payment penalty of up to $39.

Is there a Capital One® Spark® Miles Select for Business cash back or rewards program?

Capital One® Spark® Miles Select for Business offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Car Rentals
• Every Purchase
• Hotels

What are the Capital One® Spark® Miles Select for Business benefits?

Capital One® Spark® Miles Select for Business provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

Does Capital One® Spark® Miles Select for Business report your account activity to credit bureaus?

Capital One® Spark® Miles Select for Business reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One® Spark® Miles Select for Business

• Visit the Capital One website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.