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Last Updated: 04/18/2025

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SimplyCash Plus Business Credit Card from AMEX

from American ExpressĀ® National Bank

Last Updated: 04/18/2025

SimplyCash Plus Business Credit Card from AMEX logo
Rating not yet determined2 total votes
2 users are unsure

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SimplyCash Plus Business Credit Card from AMEX Review

All information about this card has been collected independently by SuperMoney.
This is a cashback card issued by American ExpressĀ® National Bank. If you're wondering whether SimplyCash Plus Business Credit Card from AMEX is the right card for you, read on.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
  • APRs: SimplyCash Plus Business Credit Card from AMEX has a variable regular purchase APR that ranges from 13.24% up to 19.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. SimplyCash Plus Business Credit Card from AMEX charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2.7% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
  • Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Amex blue business

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.24% up to 19.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .
  • A returned payment fee of $39.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

Yes, Amex blue business offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

World Financial Center
200 Vesey Street
New York, NY 10285
Visit Site
Email Support

Hours of Operation

Sunday
7:00AM - 12:00AM
Monday
7:00AM - 12:00AM
Tuesday
7:00AM - 12:00AM
Wednesday
7:00AM - 12:00AM
Thursday
7:00AM - 12:00AM
Friday
7:00AM - 12:00AM
Saturday
7:00AM - 12:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

SimplyCash Plus Business Credit Card from AMEX Community Reviews

Would you recommend SimplyCash Plus Business Credit Card from AMEX to your friends?

U

Anonymous

Sep 7, 2016

May or may not recommend

A lot of credit cards throw a whammy on you if you go over your limit by even a dollar. This card doesn't do that. Plus there are no annual fees -- and you get cash back. That's a win-win-win in my book.

U

Anonymous

Aug 2, 2015

May or may not recommend

The Amex SimplyCash Business card has a generous cash back program, especially for office supplies and phone service. Plus there is no annual fee or overlimit fee. If you don't need a lot of bells and whistles and have excellent credit, this is a great card to have.

Showing 2 of 2 reviews

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