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  Asiana Airlines Visa Signature® Credit Card

Asiana Airlines Visa Signature® Credit Card

in Personal Credit Cards from Bank of America

Unaffiliated

Asiana Airlines Visa Signature® Credit Card

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $99
Purchase APR  (Variable APR) 16.99% - 24.99%
Balance Transfer APR  (Variable APR) 16.99% - 24.99%
Credit Score Range 700 - 850

Asiana Airlines Visa Signature® Credit Card Review

Asiana Airlines Visa Signature® Credit Card is a credit card issued by Bank of America.  If you're wondering whether Asiana Airlines Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 3%.
  • Signup bonus. Offers a signup bonus of 30000 after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Asiana Airlines Visa Signature® Credit Card has a variable purchase APR of up to 24.99%.
  • Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
The Good The Bad
  • 2 Asiana Airline lounge invitations
  • 10,000 Bonus Miles Certificate awarded annually
  • Automatic $100 annual rebate on Asiana Airlines ticket purchases after minimum $100 purchase
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Free access to your credit score.
  • Travel Assistance.
  • There is annual fee of $99 to consider when applying
  • Charges an annual fee of $99.
  • Does not offer rewards or cash back.
  • Does not report to credit bureaus.

Is there a Asiana Airlines Visa Signature® Credit Card cash back or rewards program?

No, Asiana Airlines Visa Signature® Credit Card does not offer a rewards program.

What are the Asiana Airlines Visa Signature® Credit Card benefits?

Asiana Airlines Visa Signature® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Travel Assistance

What are the relevant APRs for Asiana Airlines Visa Signature® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Asiana Airlines Visa Signature® Credit Card has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Asiana Airlines Visa Signature® Credit Card have an introductory APR offer?

No, Asiana Airlines Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. Asiana Airlines Visa Signature® Credit Card does not offer an introductory rate on new purchases.
Asiana Airlines Visa Signature® Credit Card Balance Transfers
Description
Balance Transfer APR 16.99% - 24.99%
Introductory Rate N/A
Intro APR period (months) N/A
Asiana Airlines Visa Signature® Credit Card Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR 16.99% - 24.99%
Credit Limit N/A
Penalty APR 29.99%
Cash Advance APR 19.99% - 26.99%
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Asiana Airlines Visa Signature® Credit Card fees?

The following fees apply to Asiana Airlines Visa Signature® Credit Card:

Asiana Airlines Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $28
Late Payment Fee $39

Does Asiana Airlines Visa Signature® Credit Card have a foreign transaction fee?

Asiana Airlines Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

How to apply for Asiana Airlines Visa Signature® Credit Card

  • Visit the Asiana Airlines Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Airfare (Points) 3
Gas (Points) 2
Every Purchase (Points) 3 Miles for every dollar you spend on Asiana Airlines purchases. 2 Miles for every dollar you spend on gas and at grocery stores. 1 Mile for every dollar you spend on all other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Annual Fee $99
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount $39
Minimum Interest Charge $1.50
Returned Payment Fee $28
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Free FICO Score  
Annual Airline Credit $100
Annual Loyalty Bonus (points) 10,000
Bonus Rewards Get 30,000 Bonus Miles after you make $3,000 or more in purchases within the first 90 days of account opening
No Blackout Dates  
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Groceries
Signup Bonus (points) 30,000
Cash Advance APR (Variable APR) 19.99% - 26.99%
Purchase APR (Variable APR) 16.99% - 24.99%
Balance Computation average daily balance (including new purchases)
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 16.99% - 24.99%

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