Asiana Airlines Visa Signature® Credit Card Review

This is a credit card issued by Bank of America. If you're wondering whether Asiana Airlines Visa Signature® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 3 miles per dollar spent.
• Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
• 3% Balance transfer fee. Asiana Airlines Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good	The Bad
2 Asiana Airline lounge invitations 10,000 Bonus Miles Certificate awarded annually Automatic $100 annual rebate on Asiana Airlines ticket purchases after minimum $100 purchase Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Free access to your credit score. Travel assistance insurance No foreign transaction fee.	There is annual fee of $99 to consider when applying Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $99 Does not offer rewards or cash back. Does not report to credit bureaus. Charges a 3% balance transfer fee.

Does Asiana Airlines Visa Signature® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Asiana Airlines Visa Signature® Credit Card benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance

What are the relevant APRs for Asiana Airlines Visa Signature® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR that ranges from 20.49% up to 28.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Asiana Airlines Visa Signature® Credit Card?

The following fees apply:

Asiana Airlines Visa Signature® Credit Card Fees

Fees	Amount
Annual Fee	$99
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $40

How to apply for Asiana Airlines Visa Signature® Credit Card

• Visit the Asiana Airlines Visa Signature® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.