SuperMoney
  Asiana Airlines Visa Signature® Credit Card

Asiana Airlines Visa Signature® Credit Card

in Personal Credit Cards from Bank of America

Unaffiliated

Asiana Airlines Visa Signature® Credit Card

Unaffiliated

in Personal Credit Cards from Bank of America

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Asiana Airlines Visa Signature® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 17.49% - 25.49%
Balance Transfer APR  (Variable APR) 17.49% - 25.49%
Credit Score Range 700 - 850
Annual Fee $99

Asiana Airlines Visa Signature® Credit Card Review

This is a credit card issued by Bank of America. If you're wondering whether Asiana Airlines Visa Signature® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3 miles per dollar spent.
  • Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
  • 3% Balance transfer fee. Asiana Airlines Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Asiana Airlines Visa Signature® Credit Card
The Good The Bad
  • 2 Asiana Airline lounge invitations
  • 10,000 Bonus Miles Certificate awarded annually
  • Automatic $100 annual rebate on Asiana Airlines ticket purchases after minimum $100 purchase
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Travel assistance insurance
  • No foreign transaction fee.
  • There is annual fee of $99 to consider when applying
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $99
  • Does not offer rewards or cash back.
  • Does not report to credit bureaus.
  • Charges a 3% balance transfer fee.
Asiana Airlines Visa Signature® Credit Card FAQ

Does Asiana Airlines Visa Signature® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Asiana Airlines Visa Signature® Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Travel Assistance

What are the relevant APRs for Asiana Airlines Visa Signature® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR that ranges from 20.49% up to 28.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Asiana Airlines Visa Signature® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Asiana Airlines Visa Signature® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Asiana Airlines Visa Signature® Credit Card?

The following fees apply:

Asiana Airlines Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Returned Payment Fee up to $29
Late Payment Fee up to $40

Does Asiana Airlines Visa Signature® Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Asiana Airlines Visa Signature® Credit Card?

The Asiana Airlines Visa Signature® Credit Card customer service number is (800) 932-2775.

What is the support contact email for Asiana Airlines Visa Signature® Credit Card?

The support contact email for Asiana Airlines Visa Signature® Credit Card is customerservicealert@bankofamerica.com.

How to apply for Asiana Airlines Visa Signature® Credit Card

  • Visit the Asiana Airlines Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Bank of America

Icon for Personal Credit Cards
View all personal credit cards offered by Bank of America

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $99
Minimum Interest Charge $1.50
Returned Payment Fee Up to $29
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Assistance
Annual Airline Credit $100
Annual Loyalty Bonus (points) 10,000
No Blackout Dates
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Groceries
Signup Bonus (points) 30,000
Cash Advance APR (Variable APR) 20.49% - 28.49%
Balance Computation average daily balance (including new purchases).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 17.49% - 25.49%
Balance Transfer APR (Variable APR) 17.49% - 25.49%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Be the first to rate

 

Would you recommend Asiana Airlines Visa Signature® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Bank of America Personal Credit Cards

Loading...