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  Barclaycard Visa with Apple Rewards

Barclaycard Visa with Apple Rewards

in Personal Credit Cards from Barclays Bank

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Barclaycard Visa with Apple Rewards

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in Personal Credit Cards from Barclays Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

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Highlights
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Community Rating

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Purchase APR  (Variable APR) 13.99% - 26.99%
Balance Transfer APR  (Variable APR) 13.99% - 26.99%
Credit Score Range 680 - 850
Annual Fee $0

Barclaycard Visa with Apple Rewards Review

Barclaycard Visa with Apple Rewards is a rewards credit card issued by Barclays Bank. If you're wondering whether Barclaycard Visa with Apple Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Barclaycard Visa with Apple Rewards has a variable purchase APR that ranges from 13.99% up to 26.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Barclaycard Visa with Apple Rewards charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
Barclaycard Visa with Apple Rewards Pros & Cons
The Good The Bad
  • Deferred financing option.
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Barclaycard Visa with Apple Rewards reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Rewards can only be redeemed for Apple products, on the App store, or as iTunes gift cards.
  • There are Apple discounts associated with having this card.
  • No 0% introductory APR to compliment the deferred financing option.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
Barclaycard Visa with Apple Rewards FAQ

Is there a Barclaycard Visa with Apple Rewards cash back or rewards program?

Barclaycard Visa with Apple Rewards offers a rewards program to its customers.

Barclaycard Visa with Apple Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Barclaycard Visa with Apple Rewards have a signup bonus?

Barclaycard Visa with Apple Rewards doesn't offer a cash signup bonus.

Does Barclaycard Visa with Apple Rewards offer an annual loyalty bonus?

Barclaycard Visa with Apple Rewards doesn't offer a cash loyalty bonus.

What are the Barclaycard Visa with Apple Rewards benefits?

Barclaycard Visa with Apple Rewards provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Barclaycard Visa with Apple Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Barclaycard Visa with Apple Rewards has lower than average purchase APRs.

Barclaycard Visa with Apple Rewards has a variable purchase APR that ranges from 13.99% up to 26.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 26.99%. It also has a variable cash advance APR of 27.24% .

Does Barclaycard Visa with Apple Rewards have an introductory APR offer on balance transfers?

No, Barclaycard Visa with Apple Rewards does not come with an introductory APR offer for balance transfers.

Does Barclaycard Visa with Apple Rewards have an introductory APR offer on new purchases?

Barclaycard Visa with Apple Rewards does not offer an introductory rate on new purchases.
Barclaycard Visa with Apple Rewards Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Barclaycard Visa with Apple Rewards?

The following fees apply to Barclaycard Visa with Apple Rewards:

Barclaycard Visa with Apple Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Barclaycard Visa with Apple Rewards have a foreign transaction fee?

Barclaycard Visa with Apple Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Barclaycard Visa with Apple Rewards report your account activity to credit bureaus?

Barclaycard Visa with Apple Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Barclaycard Visa with Apple Rewards

  • Visit the Barclaycard Visa with Apple Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   125 South West Street
    Wilmington, DE 19801
  •   Visit Site

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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View all personal credit cards offered by Barclays Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • Innovis
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Travel Assistance
  • Extended Warranty Protection
Rewards Categories
  • Every Purchase
  • Restaurants
  • Retail
  • Software, Hardware, Cloud
Rewards Type No Rewards
Cash Advance APR (Variable APR) 27.24%
Balance Computation average daily balance (including new purchases).
Purchase APR (Variable APR) 13.99% - 26.99%
Balance Transfer APR (Variable APR) 13.99% - 26.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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