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  Citi Diamond Preferred Card

Citi Diamond Preferred Card

in Personal Credit Cards from Citibank

Unaffiliated

Citi Diamond Preferred Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 14.49% - 24.49%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Credit Score Range 700 - 850

Overview

Who is Citi Diamond Preferred Card designed for?

Citi Diamond Preferred Card is a credit card issued by Citibank, which is based in New York, NY. 

What are the relevant APRs for Citi Diamond Preferred Card?

Citi Diamond Preferred Card has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Citi Diamond Preferred Card have an introductory APR offer?

Yes, Citi Diamond Preferred Card offers an introductory APR rate on balance transfers of 0% for a period of 21 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 21 months.

Citi Diamond Preferred Card Rates & Terms
Purchase APR 14.49% - 24.49%
Balance Transfer APR 14.49% - 24.49%
Cash Advance APR Starting at 26.74%
Penalty APR 29.99%

What are the Citi Diamond Preferred Card fees?

The following fees apply to Citi Diamond Preferred Card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $35.
  • There is no overlimit fee

Does Citi Diamond Preferred Card have a foreign transaction fee?

Citi Diamond Preferred Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Citi Diamond Preferred Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $35

Is there a Citi Diamond Preferred Card cash back or rewards program?

No, Citi Diamond Preferred Card does not offer a rewards program.

What are the Citi Diamond Preferred Card benefits?

Citi Diamond Preferred Card provides the following benefits:

  • Emergency Support
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

Does Citi Diamond Preferred Card report your account activity to credit bureaus?

Citi Diamond Preferred Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Citi Diamond Preferred Card

  • Visit the Citibank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Returned Payment Fee $35
Minimum Interest Charge $0.50
Late Fee Amount $35
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Assistance
Purchase APR (Variable APR) 14.49% - 24.49%
Cash Advance APR (Variable APR) Starting at 26.74%
Balance Computation daily balance (including current transactions)
Penalty APR 29.99%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Introductory Rate 0%
Intro APR period (months) 21

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