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  Citi Premier Card

Citi Premier Card

in Personal Credit Cards from Citibank

Unaffiliated

Citi Premier Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 17.74% - 25.74%
Balance Transfer APR  (Variable APR) 17.74% - 25.74%
Credit Score Range 720 - 850

Citi Premier Card Review

If you're wondering whether Citi Premier Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Citi Premier Card
The Good The Bad
  • Cardholders can earn rewards on their purchases.
  • Free access to your credit score.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Citi Premier Card reports to multiple credit bureaus.
    		•
  • Higher than average purchase APRs.
  • Charges an annual fee of $95.
  • Does not include many credit card rewards.
    		•

    Is there a Citi Premier Card cash back or rewards program?

    Citi Premier Card offers a rewards program to its customers.

    Citi Premier Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 60000
    Signup Bonus Spend Requirement $4000
    Signup Bonus Spend Period (months) 3 months

    Does Citi Premier Card have a signup bonus?

    Citi Premier Card doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.

    Does Citi Premier Card offer an annual loyalty bonus?

    Citi Premier Card doesn't offer a cash loyalty bonus.

    What are the Citi Premier Card benefits?

    Citi Premier Card provides the following benefits:

    • Free Credit Score
    • Zero fraud liability
    • No blackout dates when redeeming miles
    • Reports to major credit bureaus

    What are the relevant APRs for Citi Premier Card?

    Citi Premier Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

    What are the Citi Premier Card fees?

    The following fees apply to Citi Premier Card:

    Citi Premier Card Fees
    Fees Amount
    Annual Fee $95
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does Citi Premier Card have a foreign transaction fee?

    Citi Premier Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Citi Premier Card report your account activity to credit bureaus?

    Citi Premier Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Citi Premier Card

    • Visit the Citi Premier Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   388 Greenwich Street
      New York, NY 10013
    •   Visit Site

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 5:00pm
    • Tuesday 9:00am - 5:00pm
    • Wednesday 9:00am - 5:00pm
    • Thursday 9:00am - 5:00pm
    • Friday 9:00am - 6:00pm
    • Saturday 10:00am - 3:00pm

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare (Points) 3
    Entertainment (Points) Starting at 2
    Gas (Points) 3
    Every Purchase (Points) 3X Points on Travel including Gas Stations. 2X Points at Restaurants and on Entertainment. 1X Points at all other purchases
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 23
    Annual Fee $95
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $10
    Late Fee Amount Up to $39
    Minimum Interest Charge $0.50
    Returned Payment Fee Up to $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Mastercard
    Card Type
    • Balance Transfer
    • Bonus Offers
    • Charge Card
    • Gas
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Score
    Fraud Liability  
    Free FICO Score  
    Bonus Rewards Earn 60,000 Bonus Points After making $4,000 in purchases with your card within the first 3 months of account opening
    No Blackout Dates  
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Amazon Purchases
    • Car Rentals
    • Entertainment
    • Every Purchase
    • Gas
    • Restaurants
    • Travel
    Signup Bonus (points) 60,000
    Cash Advance APR (Variable APR) Starting at 26.99%
    Purchase APR (Variable APR) 17.74% - 25.74%
    Balance Computation daily balance (including current transactions)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.74% - 25.74%

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