Citi Premier Card Review
If you're wondering whether Citi Premier Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Citi Premier Card cash back or rewards program?
Citi Premier Card offers a rewards program to its customers.
Citi Premier Card Rewards
|Rewards rate (all purchases)
|Max rewards rate
|Annual rewards limit
|Signup Bonus ($)
|Signup Bonus (Points/Miles)
|Signup Bonus Spend Requirement
Does Citi Premier Card have a signup bonus?
Citi Premier Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.
Does Citi Premier Card offer an annual loyalty bonus?
Citi Premier Card doesn't offer a cash loyalty bonus.
What are the Citi Premier Card benefits?
Citi Premier Card provides the following benefits:
- Free Credit Score
- Fraud Liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Citi Premier Card?
Citi Premier Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.
What are the Citi Premier Card fees?
The following fees apply to Citi Premier Card:
Citi Premier Card Fees
|Foreign Transaction Fee
|Balance Transfer Fee
|Minimum Balance Transfer Fee
|Returned Payment Fee
||up to $39
|Late Payment Fee
||up to $39
Does Citi Premier Card have a foreign transaction fee?
Citi Premier Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Does Citi Premier Card report your account activity to credit bureaus?
Citi Premier Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Citi Premier Card
- Visit the CIT Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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