Citi Premier Card
in Personal Credit Cards from Citibank
Would you recommend Citi Premier Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 16.99% - 24.99% |
| Credit Score Range | 720 - 850 |
| Annual Fee | $95 |
Citi Premier Card Review
This is a rewards credit card issued by Citibank. If you're wondering whether Citi Premier card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 80000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Citi Premier Card has a variable purchase APR that ranges from 16.99% up to 24.99%.
- 3% Balance transfer fee. Citi Premier Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Gas rewards. 3x points on eligible gas purchases.
- Good or better credit required. You will have low approval odds if your credit score is below 720.
| The Good | The Bad |
|---|---|
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Does Citi Premier card have a cash back or rewards program?
Citi Premier card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 80000 |
| Signup Bonus Spend Requirement | $4000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Citi Premier card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 80000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.Does Citi Premier card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citi Premier card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Citi Premier card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.It has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR of 26.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi Premier card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Citi Premier card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Citi Premier card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Citi Premier card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Citi Premier card?
The Citi Premier card customer service number is (800) 950-5114.
What is the support contact email for Citi Premier card?
The support contact email for Citi Premier card is customer.help@citi.com.
How do people rate the customer service and user experience of Citi Premier card?
Overall, Citi Premier card is strongly recommended based on community reviews that rate customer service and user experience.
Does Citi Premier Card report your account activity to credit bureaus?
Yes, Citi Premier Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citi Premier card
- Visit the Citi Premier card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citibank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 23 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Annual Fee | $95 |
| Minimum Interest Charge | $0.50 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Citi Premier Card Community Reviews
Would you recommend Citi Premier Card to your friends?
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