
Best Of Product
Citi Premier® Credit Card
Would you recommend Citi Premier® Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
18.24% - 26.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
18.24% - 26.24% (Verified 08/04/2023) |
Credit Score Range | 720 - 850 |
Annual Fee | $95 |
Citi Premier® Credit Card Review
This is a rewards card issued by Citi®. If you're wondering whether Citi Premier card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 80000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 26.24%.
- 3% Balance transfer fee. Citi Premier® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 720.
Pros & Cons of Citi Premier card
The Good | The Bad |
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Citi Premier card FAQ
Does Citi Premier card have a cash back or rewards program?
Citi Premier card is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 80000 |
Signup Bonus Spend Requirement | $4000 |
Signup Bonus Spend Period (months) | 3 months |
Does Citi Premier card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 80000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.Does Citi Premier card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Citi Premier card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Citi Premier card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Citi Premier® Credit Card has a variable purchase APR that ranges from 18.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 26.24%. It also has a variable cash advance APR of 27.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Citi Premier card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Citi Premier card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Citi Premier card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee? | |
Annual Fee | $95 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $41 |
Late Fee Amount | Up to $41 |
This card charges a $95 annual fee.
Does Citi Premier card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Citi Premier card?
The Citi Premier card customer service number is (800) 950-5114.
What is the support contact email for Citi Premier card?
The support contact email for Citi Premier card is customer.help@citi.com.
What is the Citi Premier card login page?
You can access the Citi Premier card login page here.
How do people rate the customer service and user experience of Citi Premier card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Citi Premier® Credit Card report your account activity to credit bureaus?
Yes, Citi Premier® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Citi Premier card
- Visit the Citi Premier card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Other Credit Cards by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $95 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $41 |
Late Fee Amount | Up to $41 |
Citi Premier® Credit Card Community Reviews
Would you recommend Citi Premier® Credit Card to your friends?
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