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  Exxon Mobile Business Card

Exxon Mobile Business Card

in Personal Credit Cards from Citibank

Unaffiliated

Exxon Mobile Business Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Purchase APR  (Variable APR) Starting at 23%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Exxon Mobile Business Card Review

Exxon Mobile Business Card is a store credit card issued by Citibank. If you're wondering whether Exxon Mobile Business Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 23%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Gas rewards.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Exxon Mobile Business Card Pros & Cons
The Good The Bad
  • No annual fee.
  • No per card fees.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Exxon Mobile Business Card reports to multiple credit bureaus.
  • No rewards or points.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Exxon Mobile Business Card FAQ

Is there a Exxon Mobile Business Card cash back or rewards program?

No, Exxon Mobile Business Card does not offer a rewards program.

What are the relevant APRs for Exxon Mobile Business Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Exxon Mobile Business Card has higher than average purchase APRs.

Exxon Mobile Business Card has a variable purchase APR starting at 23% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Exxon Mobile Business Card have an introductory APR offer on balance transfers?

No, Exxon Mobile Business Card does not come with an introductory APR offer for balance transfers.

Does Exxon Mobile Business Card have an introductory APR offer on new purchases?

Exxon Mobile Business Card does not offer an introductory rate on new purchases.
Exxon Mobile Business Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Exxon Mobile Business Card?

The following fees apply to Exxon Mobile Business Card:

Exxon Mobile Business Card Fees
Fees Amount
Annual Fee $0

Does Exxon Mobile Business Card report your account activity to credit bureaus?

Yes, Exxon Mobile Business Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Exxon Mobile Business Card

  • Visit the Exxon Mobile Business Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $2.99
Late Fee Amount Starting at $20
Customer Type Business
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) Starting at 23%
Card Type
  • Store Card
  • Bad Credit
  • Gas
Card Network Other

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SUPERMONEY NET RECOMMENDATION SCORE

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