ExxonMobil Business Card

ExxonMobil Business Card Review

This is a store card issued by Citi®. If you're wondering whether ExxonMobil Business Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 23.00%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of ExxonMobil Business Card

The Good	The Bad
No annual fee. No per card fees. No annual fee. Considers applicants with fair credit. ExxonMobil Business Card reports to multiple credit bureaus.	No rewards or points. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

ExxonMobil Business Card FAQ

Does ExxonMobil Business Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for ExxonMobil Business Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

ExxonMobil Business Card has a variable purchase APR starting at 23.00% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for ExxonMobil Business Card?

The following fees apply:

ExxonMobil Business Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does ExxonMobil Business Card report your account activity to credit bureaus?

Yes, ExxonMobil Business Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ExxonMobil Business Card

• Visit the ExxonMobil Business Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.