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ExxonMobil Business Card Claimed

ExxonMobil Business Card

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Highlights
Purchase APR  (Variable APR) Starting at 23.00%
(Verified 09/04/2022)
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

ExxonMobil Business Card Review

This is a store card issued by Citi®. If you're wondering whether ExxonMobil Business Card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 23.00%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of ExxonMobil Business Card

The Good The Bad
  • No annual fee.
  • No per card fees.
  • No annual fee.
  • Considers applicants with fair credit.
  • ExxonMobil Business Card reports to multiple credit bureaus.
  • No rewards or points.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

ExxonMobil Business Card FAQ

Does ExxonMobil Business Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for ExxonMobil Business Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

ExxonMobil Business Card has a variable purchase APR starting at 23.00% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does ExxonMobil Business Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does ExxonMobil Business Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for ExxonMobil Business Card?

The following fees apply:

ExxonMobil Business Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for ExxonMobil Business Card?

The ExxonMobil Business Card customer service number is (800) 950-5114.

What is the support contact email for ExxonMobil Business Card?

The support contact email for ExxonMobil Business Card is customer.help@citi.com.

What is the ExxonMobil Business Card login page?

You can access the ExxonMobil Business Card login page here.

How do people rate the customer service and user experience of ExxonMobil Business Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does ExxonMobil Business Card report your account activity to credit bureaus?

Yes, ExxonMobil Business Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for ExxonMobil Business Card

  • Visit the ExxonMobil Business Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $2.99
Late Fee Amount Starting at $20
Customer Type Business
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
APR Type Variable APR
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) Starting at 23.00%
(Verified 09/04/2022)
Card Type
  • Store Card
  • Gas
  • Bad Credit
Card Network Other

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