Shell | Fuel Rewards® Mastercard® Review

Shell | Fuel Rewards® Mastercard® is a store credit card issued by Citibank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Shell | Fuel Rewards® Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Shell | Fuel Rewards® Mastercard®

The Good	The Bad
Shell | Fuel Rewards® Mastercard® reports to multiple credit bureaus. Save 5 cents per gallon up to 20 gallons. 10% Shell rebates on your first $1,200 Shell non-fuel purchases (per year) 2% Shell Rebates on your first $10,000 Dining and Groceries purchases (per year) 1% Shell Rebates on other qualifying purchases	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card rewards. High interest rates.

Is there a Shell | Fuel Rewards® Mastercard® cash back or rewards program?

No, Shell | Fuel Rewards® Mastercard® does not offer a rewards program.

Shell | Fuel Rewards® Mastercard® Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for Shell | Fuel Rewards® Mastercard®?

Shell | Fuel Rewards® Mastercard® has a variable purchase APR of up to 28.49%.

The card has a variable cash advance APR of up to 29.99%.

Shell | Fuel Rewards® Mastercard® Balance Transfers

Description
Balance Transfer APR	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

Shell | Fuel Rewards® Mastercard® Rates & Terms

Description
Balance Computation	N/A
Purchase APR	Up to 28.49%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Up to 29.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Shell | Fuel Rewards® Mastercard® fees?

The following fees apply to Shell | Fuel Rewards® Mastercard®:

Shell | Fuel Rewards® Mastercard® Fees

Fees	Amount
Late Payment Fee	up to $39

Does Shell | Fuel Rewards® Mastercard® report your account activity to credit bureaus?

Shell | Fuel Rewards® Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Shell | Fuel Rewards® Mastercard®

• Visit the Shell | Fuel Rewards® Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.