
Navy Federal nRewards Secured Card
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Purchase APR (Variable APR) | 18% |
Balance Transfer APR (Variable APR) | 18% |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
Navy Federal nRewards Secured Card Review
This is a rewards credit card issued by Navy Federal Credit Union. If you're wondering whether Navy Federal nRewards Secured Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 18%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Navy Federal nRewards Secured Card
The Good | The Bad |
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Navy Federal nRewards Secured Card FAQ
Does Navy Federal nRewards Secured Card have a cash back or rewards program?
Navy Federal nRewards Secured Card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Navy Federal nRewards Secured Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Navy Federal nRewards Secured Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Navy Federal nRewards Secured Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Navy Federal nRewards Secured Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Navy Federal nRewards Secured Card has a variable purchase APR of 18%. The card has a variable balance transfer APR of 18% . It also has a variable cash advance APR of 18% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Navy Federal nRewards Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Navy Federal nRewards Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Navy Federal nRewards Secured Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $20 |
Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Navy Federal nRewards Secured Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Navy Federal nRewards Secured Card?
The Navy Federal nRewards Secured Card customer service number is .
What is the support contact email for Navy Federal nRewards Secured Card?
The support contact email for Navy Federal nRewards Secured Card is info@navyfederal.org.
What is the Navy Federal nRewards Secured Card login page?
You can access the Navy Federal nRewards Secured Card login page here.
How do people rate the customer service and user experience of Navy Federal nRewards Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Navy Federal nRewards Secured Card report your account activity to credit bureaus?
Yes, Navy Federal nRewards Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Navy Federal nRewards Secured Card
- Visit the Navy Federal nRewards Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 USA - Visit Site
- Email Support
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Minimum Cash Advance Fee ($) | $0 - $1 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.00 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $20 |
Late Fee Amount | Up to $20 |
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