Navy Federal nRewards Secured Card
in Personal Credit Cards from Navy Federal Credit Union
UnaffiliatedNavy Federal nRewards Secured Card
in Personal Credit Cards from Navy Federal Credit Union
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| Purchase APR (Variable APR) | 18% |
| Balance Transfer APR (Variable APR) | 18% |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
Navy Federal nRewards Secured Card Review
Navy Federal nRewards Secured Card is a rewards credit card issued by Navy Federal Credit Union. If you're wondering whether Navy Federal nRewards Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 18%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
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Is there a Navy Federal nRewards Secured Card cash back or rewards program?
Navy Federal nRewards Secured Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Navy Federal nRewards Secured Card have a signup bonus?
Navy Federal nRewards Secured Card doesn't offer a cash signup bonus.Does Navy Federal nRewards Secured Card offer an annual loyalty bonus?
Navy Federal nRewards Secured Card doesn't offer a cash loyalty bonus.What are the Navy Federal nRewards Secured Card benefits?
Navy Federal nRewards Secured Card provides the following benefits:
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for Navy Federal nRewards Secured Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Navy Federal nRewards Secured Card has higher than average purchase APRs.Navy Federal nRewards Secured Card has a variable purchase APR of 18%. The card has a variable balance transfer APR of 18% . It also has a variable cash advance APR of 20% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Navy Federal nRewards Secured Card have an introductory APR offer on balance transfers?
No, Navy Federal nRewards Secured Card does not come with an introductory APR offer for balance transfers.Does Navy Federal nRewards Secured Card have an introductory APR offer on new purchases?
Navy Federal nRewards Secured Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Navy Federal nRewards Secured Card?
The following fees apply to Navy Federal nRewards Secured Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
Does Navy Federal nRewards Secured Card have a foreign transaction fee?
Navy Federal nRewards Secured Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Navy Federal nRewards Secured Card report your account activity to credit bureaus?
Navy Federal nRewards Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Navy Federal nRewards Secured Card
- Visit the Navy Federal nRewards Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 - Visit Site
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 1X points per dollar spent |
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