REEDS Jewelers Credit Card

REEDS Jewelers Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether REEDS Jewelers Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of REEDS Jewelers Credit Card

The Good	The Bad
Earn 3% Back in Rewards every day on purchases made with the REEDS Jewelers Credit Card. Earn 3 points for each $1 spent on purchases made with your REEDS Jewelers credit card. Special financing options available. Identity Theft Protection. REEDS Jewelers Credit Card reports to multiple credit bureaus.	High interest rates. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

REEDS Jewelers Credit Card FAQ

Does REEDS Jewelers Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the REEDS Jewelers Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for REEDS Jewelers Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

REEDS Jewelers Credit Card has a variable purchase APR of 29.99%.

What are the fees for REEDS Jewelers Credit Card?

The following fees apply:

REEDS Jewelers Credit Card Fees

Fees	Amount
Annual Fee

Does REEDS Jewelers Credit Card report your account activity to credit bureaus?

Yes, REEDS Jewelers Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for REEDS Jewelers Credit Card

• Visit the REEDS Jewelers Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.