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  American Eagle Visa
American Eagle Visa Claimed

American Eagle Visa

Claimed
Net Recommendation Score +33  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 27.74%
Balance Transfer APR  (Variable APR) 28.74%
Credit Score Range 600 - 850
Annual Fee $0

American Eagle Visa Review

This is a store rewards credit card issued by Synchrony Bank. If you're wondering whether American Eagle credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.74%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 28.74% Balance transfer fee. American Eagle Visa charges a fee of 28.74% on balance transfers. For example, a balance of $1,000 could cost $287.4 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of American Eagle credit card

The Good The Bad
  • No annual fee.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 28.74% balance transfer fee.
  • Does not include many credit card benefits.

American Eagle credit card FAQ

Does American Eagle credit card have a cash back or rewards program?

American Eagle credit card is a rewards card.

American Eagle credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does American Eagle credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does American Eagle credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the American Eagle credit card benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for American Eagle credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

American Eagle Visa has a variable purchase APR of 27.74%. The card has a variable balance transfer APR of 28.74% . It also has a variable cash advance APR of 28.74% .

Does American Eagle credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does American Eagle credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for American Eagle credit card?

The following fees apply:

American Eagle credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does American Eagle credit card have a foreign transaction fee?

American Eagle credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for American Eagle credit card?

The American Eagle credit card customer service number is (866) 226-5638.

What is the support contact email for American Eagle credit card?

The support contact email for American Eagle credit card is customer.service@mail.synchronybank.com.

What is the American Eagle credit card login page?

You can access the American Eagle credit card login page here.

How do people rate the customer service and user experience of American Eagle credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for American Eagle credit card

  • Visit the American Eagle credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

Other Services by Synchrony Bank

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View all credit cards offered by Synchrony Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee (%) 28.74%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Retail
  • Shipping
Cash Advance APR (Variable APR) 28.74%
Balance Computation Daily Balance
Purchase APR (Variable APR) 27.74%
Balance Transfer APR (Variable APR) 28.74%
Balance Transfer Fee % 28.74%
Card Type
  • Rewards
  • Store Card
  • Bonus Offers
Card Network Visa

American Eagle Visa Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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