American Eagle Visa
Would you recommend American Eagle Visa to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 27.74% |
| Balance Transfer APR (Variable APR) | 28.74% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
American Eagle Visa Review
This is a store rewards card issued by Synchrony Bank. If you're wondering whether American Eagle credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.74%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 28.74% Balance transfer fee. American Eagle Visa charges a fee of 28.74% on balance transfers. For example, a balance of $1,000 could cost $287.4 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of American Eagle credit card
| The Good | The Bad |
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American Eagle credit card FAQ
Does American Eagle credit card have a cash back or rewards program?
American Eagle credit card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does American Eagle credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does American Eagle credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the American Eagle credit card benefits?
It provides the following benefits:
- Zero fraud liability
What are the relevant APRs for American Eagle credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.American Eagle Visa has a variable purchase APR of 27.74%. The card has a variable balance transfer APR of 28.74% . It also has a variable cash advance APR of 28.74% .
Does American Eagle credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does American Eagle credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for American Eagle credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | $38 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does American Eagle credit card have a foreign transaction fee?
American Eagle credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for American Eagle credit card?
The American Eagle credit card customer service number is (866) 226-5638.
What is the support contact email for American Eagle credit card?
The support contact email for American Eagle credit card is customer.service@mail.synchronybank.com.
What is the American Eagle credit card login page?
You can access the American Eagle credit card login page here.
How do people rate the customer service and user experience of American Eagle credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for American Eagle credit card
- Visit the American Eagle credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Other Credit Cards by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 28.74% |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 23 days |
| Late Fee Amount | $38 |
American Eagle Visa Community Reviews
Would you recommend American Eagle Visa to your friends?
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