Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
American Eagle Visa Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 27.74%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 28.74% balance transfer fee. American Eagle Visa charges a fee of 28.74% on balance transfers. For example, a balance of $1,000 could cost $287.4 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of American Eagle credit card
| The Good | The Bad |
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American Eagle credit card FAQ
Does American Eagle credit card have a cash back or rewards program?
| Description |
Does American Eagle credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does American Eagle credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the American Eagle credit card benefits?
- Zero fraud liability
What are the relevant APRs for American Eagle credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Does American Eagle credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does American Eagle credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for American Eagle credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 28.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does American Eagle credit card have a foreign transaction fee?
American Eagle credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for American Eagle credit card?
What is the support contact email for American Eagle credit card?
How do people rate the customer service and user experience of American Eagle credit card?
Does Synchrony Bank perform a hard credit pull?
How to apply for American Eagle credit card
- Visit the website of American Eagle credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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N/A
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+33
American Eagle Visa Community Reviews
Would you recommend American Eagle Visa to your friends?
R C.
May 10, 2022
May or may not recommend
Chelsea H.
Sep 30, 2020
May or may not recommend
Christos A.
Sep 23, 2019
May or may not recommend
Showing 3 of 3 reviews
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