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  American Eagle Visa

American Eagle Visa

in Personal Credit Cards from Synchrony Bank

Claimed

American Eagle Visa

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 27.74%
Balance Transfer APR  (Variable APR) 28.74%
Credit Score Range 600 - 850
Annual Fee $0

American Eagle Visa Review

American Eagle Visa is a store rewards credit card issued by Synchrony Bank. If you're wondering whether American Eagle Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.74%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 28.74% Balance transfer fee. American Eagle Visa charges a fee of up to 28.74% on balance transfers. For example, a balance of $1,000 could cost up to $287.4 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
American Eagle Visa Pros & Cons
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 28.74% balance transfer fee.
  • Does not include many credit card benefits.
American Eagle Visa FAQ

Is there a American Eagle Visa cash back or rewards program?

American Eagle Visa offers a rewards program to its customers.

American Eagle Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does American Eagle Visa have a signup bonus?

American Eagle Visa doesn't offer a cash signup bonus.

Does American Eagle Visa offer an annual loyalty bonus?

American Eagle Visa doesn't offer a cash loyalty bonus.

What are the American Eagle Visa benefits?

American Eagle Visa provides the following benefits:

What are the relevant APRs for American Eagle Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Eagle Visa has higher than average purchase APRs.

American Eagle Visa has a variable purchase APR of 27.74%. The card has a variable balance transfer APR of 28.74% . It also has a variable cash advance APR of 28.74% .

Does American Eagle Visa have an introductory APR offer on balance transfers?

No, American Eagle Visa does not come with an introductory APR offer for balance transfers.

Does American Eagle Visa have an introductory APR offer on new purchases?

American Eagle Visa does not offer an introductory rate on new purchases.
American Eagle Visa Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for American Eagle Visa?

The following fees apply to American Eagle Visa:

American Eagle Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $38

Does American Eagle Visa have a foreign transaction fee?

American Eagle Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for American Eagle Visa

  • Visit the American Eagle Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee (%) 28.74%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Card Benefits Fraud Liability
Bonus Rewards Take 25% off* your first purchase when you open and use your AEO Connected® credit card.
Rewards Categories
  • Retail
  • Shipping
Cash Advance APR (Variable APR) 28.74%
Balance Computation Daily Balance
Purchase APR (Variable APR) 27.74%
Balance Transfer APR (Variable APR) 28.74%
Balance Transfer Fee % 28.74%
Card Type
  • Rewards
  • Store Card
  • Bonus Offers
Card Network Visa

American Eagle Visa Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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